Category:
Credit

Credit card inside a wallet

What Is a Credit Card Cash Advance?

By Sarah Brady | May 26, 2023

If you need cash fast, a credit card cash advance could be the answer, but that doesn’t mean it’s a good idea. Sure, credit card cash advances are convenient (at…

Yellow sign hanging that reads "Alternatives Payday Loans"

Payday Loan Alternatives

By Michael Knisley | May 19, 2023

For whatever reason, you need quick cash, and you need it now. It’s stressful, sure, but you should know there are a variety of ways to get you through a…

Piggy bank upside down

Defaulting On Payday Loans

By Bents Dulcio | April 11, 2023

Payday loans are short-term, high-cost loans that borrowers can use to cover expenses that arise when funds are low, and payday is not far away. Payday loans usually are considerably…

Woman confused why her credit card was denied while shopping on her phone

Going Over Your Credit Limit

By Sarah Brady | February 22, 2023

Watching your credit card balance increase can feel like drowning slowly, especially when you don’t have a way to pay it off. But it feels even worse when you max…

Young woman at a coffee shop holding a new credit card to build credit

How to Build New Credit

By Michael Knisley | January 24, 2023

When you want to buy now and pay later, you need credit. Whether you’re building it from scratch or want to augment your current credit limit, there are options and…

Woman with credit card bills on kitchen table wondering what would happen if she stopped paying them

What Happens If I Stop Paying Credit Cards?

By Maureen Milliken | December 22, 2022

Credit card debt is a growing problem for millions of Americans. Balances are climbing, late payments are becoming more common, and many people are juggling multiple credit cards just to…

Couple discussing whether or not they should use a personal loan to pay off credit cards

Should You Use Personal Loan to Pay Off Credit Cards?

By Bill Fay | December 14, 2022

A rare silver lining to the Covid pandemic was Americans managed to pay down billions of dollars in credit card debt. Those days have screeched to a halt. Credit card…

Woman calculating her debt collections bills so that she can pay them

Paying Collections

By Sarah Brady | October 26, 2022

When you miss a bill, you might get a late fee and a stressful phone call from your creditor. When you miss a bill several months in a row, the…

Facebook homepage

Can Debt Collectors Track You Down on Facebook?

By Bill Fay | June 17, 2021

Imagine logging on to Facebook and finding a new message in your inbox. It’s not from a family member or an old friend. Instead, it’s a debt collector asking why…

Credit report score

Breaking Down Your FICO Score

By Bill Fay | June 17, 2021

You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the mistakes…