Category:
Credit

Woman paying her car payment with a credit card using her phone

Paying a Car Payment with a Credit Card

By Bill Fay | August 3, 2023

There are plenty of reasons to consider making car loan payments with a credit card — everything from piling up rewards points or cash back, to scoring a bit of…

Woman researching balance transfers and personal loans on a computer

Balance Transfer Card or Personal Loan

By Alan Schmadtke | July 25, 2023

Making a credit card balance transfer and taking out a personal loan are two practical ways to save money as you pay off a credit card. Which is better? That…

Two individuals negotiating at a table

How To Negotiate With Debt Collectors

By Bill Fay | July 14, 2023

With President Biden declaring an end to pandemic emergency provisions effective May 11, and states and companies already having rescinded most of their debt collections suspensions, debt collectors are totally…

Banker holding loan contract pointing out the loan origination fee

What Is a Loan Origination Fee?

By Sarah Brady | July 14, 2023

Have you ever been approved for a loan, and then received less money than you were approved for? If so, loan origination fees could be the culprit. Loan origination fees…

Man opening new credit card and examining the terms

How to Build Credit with a Credit Card

By Michael Knisley | July 12, 2023

One of the fastest, most efficient ways to build and improve your credit score is to use your first credit card properly, regularly, and responsibly. That means making your payments…

Credit card inside a wallet

What Is a Credit Card Cash Advance?

By Sarah Brady | May 26, 2023

If you need cash fast, a credit card cash advance could be the answer, but that doesn’t mean it’s a good idea. Sure, credit card cash advances are convenient (at…

Yellow sign hanging that reads "Alternatives Payday Loans"

Payday Loan Alternatives

By Michael Knisley | May 19, 2023

For whatever reason, you need quick cash, and you need it now. It’s stressful, sure, but you should know there are a variety of ways to get you through a…

Piggy bank upside down

Defaulting On Payday Loans

By Bents Dulcio | April 11, 2023

Payday loans are short-term, high-cost loans that borrowers can use to cover expenses that arise when funds are low, and payday is not far away. Payday loans usually are considerably…

Woman confused why her credit card was denied while shopping on her phone

Going Over Your Credit Limit

By Sarah Brady | February 22, 2023

Watching your credit card balance increase can feel like drowning slowly, especially when you don’t have a way to pay it off. But it feels even worse when you max…

Young woman at a coffee shop holding a new credit card to build credit

How to Build New Credit

By Michael Knisley | January 24, 2023

When you want to buy now and pay later, you need credit. Whether you’re building it from scratch or want to augment your current credit limit, there are options and…