Category:
Credit

Loans for Seniors With Bad Credit

By Bill Fay | September 7, 2023

Growing older never was for the fainthearted, but it takes exceptional courage to navigate those Golden Years with dents on your credit report and a need for cash. Chins up,…

Personal Loan to Build Credit

By Michael Knisley | August 17, 2023

Maybe you’re just getting started in the bewildering world of your personal finances, which means your payment history has yet to be written. It’s still a blank slate. Or maybe…

Paying a Car Payment with a Credit Card

By Bill Fay | August 3, 2023

There are plenty of reasons to consider making car loan payments with a credit card — everything from piling up rewards points or cash back, to scoring a bit of…

Balance Transfer Card or Personal Loan

By Alan Schmadtke | July 25, 2023

Making a credit card balance transfer and taking out a personal loan are two practical ways to save money as you pay off a credit card. Which is better? That…

How To Negotiate With Debt Collectors

By Bill Fay | July 14, 2023

With President Biden declaring an end to pandemic emergency provisions effective May 11, and states and companies already having rescinded most of their debt collections suspensions, debt collectors are totally…

What Is a Loan Origination Fee?

By Sarah Brady | July 14, 2023

Have you ever been approved for a loan, and then received less money than you were approved for? If so, loan origination fees could be the culprit. Loan origination fees…

How to Build Credit with a Credit Card

By Michael Knisley | July 12, 2023

One of the fastest, most efficient ways to build and improve your credit score is to use your first credit card properly, regularly, and responsibly. That means making your payments…

What Is a Credit Card Cash Advance?

By Sarah Brady | May 26, 2023

If you need cash fast, a credit card cash advance could be the answer, but that doesn’t mean it’s a good idea. Sure, credit card cash advances are convenient (at…

Payday Loan Alternatives

By Michael Knisley | May 19, 2023

For whatever reason, you need quick cash, and you need it now. It’s stressful, sure, but you should know there are a variety of ways to get you through a…

Defaulting On Payday Loans

By Bents Dulcio | April 11, 2023

Payday loans are short-term, high-cost loans that borrowers can use to cover expenses that arise when funds are low, and payday is not far away. Payday loans usually are considerably…