Man looking at debt collection paperwork

Why You Should Never Pay a Collection Agency

By Robert Shaw | February 23, 2024

If your list of resolutions includes better money management or, better yet, an all-out war on debt, then hearing from a collection agency is the definition of a bad start…

Model of a house standing on blocks that say debt

Can I Consolidate My Debt Into a New Mortgage?

By Robert Shaw | November 16, 2023

Even the simplest framing of debt – good debt vs. bad debt – can be more complex than it seems. It’s small wonder why debt reigns as the biggest issue…

Business owner researching debt consolidation options

How to Consolidate Business Debt

By Sarah Brady | November 13, 2023

Debt is a major problem for small business owners. According to a survey from, 89% of business owners have taken on personal debt to keep their business afloat. The…

Credit Card Debt Payoff Calculator

By Alan Schmadtke | October 31, 2023

A debt payoff calculator is a specific tool that tells you how long it will take you to pay down your debt to zero. While simple, this calculator delivers valuable…

Sticky note with cash advance written on it

Cash & Payday Advance Apps

By Maureen Milliken | September 8, 2023

If you’re living paycheck to paycheck, cash advance apps are a tempting solution to short-term money problems like rent, car trouble or any other financial emergency that demands a cash…

Senior citizen reading loan offer

Loans for Seniors With Bad Credit

By Bill Fay | September 7, 2023

Growing older never was for the fainthearted, but it takes exceptional courage to navigate those Golden Years with dents on your credit report and a need for cash. Chins up,…

Graphic of credit score meter

Personal Loan to Build Credit

By Michael Knisley | August 17, 2023

Maybe you’re just getting started in the bewildering world of your personal finances, which means your payment history has yet to be written. It’s still a blank slate. Or maybe…

Woman paying her car payment with a credit card using her phone

Paying a Car Payment with a Credit Card

By Bill Fay | August 3, 2023

There are plenty of reasons to consider making car loan payments with a credit card — everything from piling up rewards points or cash back, to scoring a bit of…

Woman researching balance transfers and personal loans on a computer

Balance Transfer Card or Personal Loan

By Alan Schmadtke | July 25, 2023

Making a credit card balance transfer and taking out a personal loan are two practical ways to save money as you pay off a credit card. Which is better? That…

Two individuals negotiating at a table

How To Negotiate With Debt Collectors

By Bill Fay | July 14, 2023

With President Biden declaring an end to pandemic emergency provisions effective May 11, and states and companies already having rescinded most of their debt collections suspensions, debt collectors are totally…