Category:
Credit

Illustration of man and woman holding a big credit card to represent credit card interest.

How To Avoid Interest on Credit Card

By Pat McManamon | July 23, 2024

Credit cards are easy to use and fun to have – as long as bills are handled responsibly. Those who do not handle credit card debt properly face the daunting…

Closeup image of a woman holding and choosing credit card to use

Balance Transfer Offers With Bad Credit

By Sarah Brady | July 18, 2024

A balance transfer credit card can help you improve your finances, but it comes with a lot of risk. On one hand, these cards usually give you a period of…

The hand of the woman holding two credit cards.

Can You Pay off a Credit Card With Another Credit Card?

By Bents Dulcio | July 2, 2024

Most adults (82% in 2023) have at least one credit card. We use them to shop for groceries, make online purchases, and build our credit profiles. Some of us may…

happy man showing two credit card, red and blue debit card

What Happens to Your Old Credit Card After a Balance Transfer?

By Sarah Brady | June 26, 2024

Paying off your debt with a new credit card probably sounds easy. You just open up a new card, use it to pay off your other accounts and then it’s…

Two credit cards being held by people.

Are Balance Transfers a Good Idea?

By Michael Knisley | June 25, 2024

Wait, there’s a question about this? A balance transfer lowers an interest rate and speeds up the getting-out-of-debt process and we wonder if that is a good idea? Well duh!…

Credit cards balancing on a board

What Are the Benefits of a Balance Transfer?

By Maureen Milliken | May 30, 2024

It may seem counter-intuitive to open a new credit card to solve a credit card debt problem, but a balance transfer card is not just intuitive, it’s a great option…

Illustration of balance transfer

Do Balance Transfers Hurt Your Credit?

By Sarah Brady | May 22, 2024

Not everything that’s good for your finances is good for your credit, and vice versa. For example, using credit cards and loans helps build your credit scores, but can also…

Man looking at debt collection paperwork

Why You Should Never Pay a Collection Agency

By Robert Shaw | February 23, 2024

If your list of resolutions includes better money management or, better yet, an all-out war on debt, then hearing from a collection agency is the definition of a bad start…

Model of a house standing on blocks that say debt

Can I Consolidate My Debt Into a New Mortgage?

By Robert Shaw | November 16, 2023

Even the simplest framing of debt – good debt vs. bad debt – can be more complex than it seems. It’s small wonder why debt reigns as the biggest issue…

Business owner researching debt consolidation options

How to Consolidate Business Debt

By Sarah Brady | November 13, 2023

Debt is a major problem for small business owners. According to a survey from Business.org, 89% of business owners have taken on personal debt to keep their business afloat. The…