Category:
Government

Struggling to pay debt

Americans in Debt: How Do You Compare?

By Katherine Pilnick | May 19, 2021

Debt-free Americans are a dying breed. We may not have as much debt as we used to, but collectively, we are still very much in the red. The average American…

Marijuana is big business

The Economics of Marijuana Legalization

By Bill Fay | May 18, 2021

Now that residents of Colorado and Washington voted to legalize and regulate the sale of recreational marijuana for adults over 21, and 18 states and the District of Columbia all…

U.S. debt and deficit

What You Should Know about America’s Deficit and Its Debt

By Bill Fay | May 18, 2021

Over the next several weeks, there is going to be a lot of chatter about the debt, as the fight to raise or not to raise the debt ceiling will…

Piggy bank and money on American flag

Key Figures Behind America’s Consumer Debt

By Bill Fay | January 17, 2019

Debt remains an enormous issue for Americans. The recession that struck 15 years ago threw millions out of work and destroyed nest eggs, and after a recovery had things looking…

Homeless women laying down showing poverty in the United States

Poverty in the United States

By Bill Fay | October 31, 2018

Poverty is the human condition of being unable to obtain or provide a standard level of food, water and/or shelter for you or your family. It exists in every country…

Texas Desert Background

Consumer Debt in Texas

By Bill Fay | October 19, 2016

  Choose Your Debt Amount Consolidate Debt in Minutes AVERAGE CREDIT CARD DEBT $0 AVERAGE FICO CREDIT SCORE 0 AVERAGE STUDENT LOAN DEBT $0 Where Texas Debt Ranks The Texas…

State of California Beach Background

Consumer Debt in California

By Bill Fay | October 19, 2016

  Choose Your Debt Amount Consolidate Debt in Minutes AVERAGE CREDIT CARD DEBT $0 AVERAGE FICO CREDIT SCORE 0 AVERAGE STUDENT LOAN DEBT $0 In the 1960s, the Mamas and…

CFPB changes rules regarding payday loans

Payday Loans Face Tough Rule Changes from CFPB

By Bill Fay | June 9, 2016

The Consumer Financial Protection Bureau has proposed new rules aimed at putting more responsibility on payday loan lenders and their crippling triple-digit interest rates. The CFPB proposals would require lenders…

Auto Sales Slow Because of New Legislation

New Legislation May Slow Record-Breaking Car Sales

By Bill Fay | November 25, 2015

Analysts predict record-setting sales for the automobile industry over the next year, though feuding between government leaders over whether discrimination exists in car financing could slow things down. WardsAuto Dealer…

Student Cap on Money

Borrowers Get Another Way To Repay Student Loan Debt

By Bill Fay | October 29, 2015

The U.S. Department of Education (DOE) announced it was imposing regulations to prevent colleges from steering students to specific debit and prepaid cards for use with federal grant and loan…