Staff Writer

Maureen Milliken

Maureen Milliken has been writing about finance, banking, investment, entrepreneurship, real estate and other related topics for more than 30 years. She started as the “Business Beat” columnist for the now-defunct Haverhill (Mass.) Gazette and currently is one of the hosts of the Mainebiz business-focused podcast, “The Day that Changed Everything” in addition to her daily writing. She also is is the author of three mystery novels and two nonfiction books.

Street sign that says Chapter 7 Income Limits

Chapter 7 Bankruptcy Income Limits

By Maureen Milliken | September 30, 2021

Most people who file for bankruptcy because of personal debt file Chapter 7 bankruptcy, a four-to-six month process that, in theory, “liquidates” a person’s assets to pay off their unsecured…

Cars parked in driveway

Keeping Your Car After Filing Bankruptcy

By Maureen Milliken | August 12, 2021

Keeping their car is one of the top concerns of people who file for bankruptcy – even more than keeping a house, one study revealed. For most people in financial…

Couple discussing how long chapter 7 will take on a calendar

How Long Does Chapter 7 Bankruptcy Take?

By Maureen Milliken | August 5, 2021

A Chapter 7 bankruptcy usually takes about four to six months from filing to final discharge, as long as the person who’s filing has all their ducks in a row.…

Couple putting a piggy bank back together symbolizing repairing finances after bankruptcy

What Happens After Filing for Bankruptcy?

By Maureen Milliken | July 30, 2021

If you’re overwhelmed by debt, bankruptcy may seem like a great solution. Get rid of the debt, the letters, calls and threats from collection agencies, the sleepless nights, and start…

Front door open with the key

Can You File for Bankruptcy and Keep Your House?

By Maureen Milliken | July 19, 2021

Bankruptcy is a huge financial step, but it’s one that, in most cases, allows you to keep your home. But, while there are ways to protect your house when filing…

Man in suit refinancing his credit card

Credit Card Refinancing

By Maureen Milliken | June 3, 2021

Credit card refinancing is an umbrella term for ways to pay off the debt on high-interest credit cards faster and with less interest. If you’re concerned about high-interest credit card…

Cut credit card

12 Easy Ways to Cut Your Expenses

By Maureen Milliken | May 26, 2021

Household debt in the U.S. was a record $14.6 trillion for the first quarter of 2021, which seems like a lot of debt and it is. If you stacked that…

Stack of medical bills

How to Handle Medical Debt While Unemployed

By Maureen Milliken | May 17, 2021

Americans were already struggling with medical debt before the COVID-19 pandemic, and, largely because of record-setting unemployment in the last six months, the issue is expected to get worse. About…

Home office setup that might be expensed on taxes

How Working from Home in 2020 Affects Income Taxes

By Maureen Milliken | May 10, 2021

Your company sent everyone home when the pandemic began last March and now that is your workplace so you’re probably wondering if that means you’re eligible for some serious tax…

Woman in bankruptcy filing a tax return

Will Bankruptcy Affect Your Tax Refund?

By Maureen Milliken | April 26, 2021

You’ve filed for bankruptcy, but could really use that tax refund you expect this year. You’re not the only one who wants it. Odds are the bankruptcy trustee is also…

Man checking credit score after consolidating credit

How Does Debt Consolidation Affect Your Credit?

By Maureen Milliken | February 9, 2021

You want to get out from under that mountain of debt, but are worried debt consolidation will hurt your credit. It’s a valid concern. You want to solve the problem,…

Business with furloughed workers closed

What It Means to be Furloughed

By Maureen Milliken | May 8, 2020

The number of people losing their jobs because of the COVID-19 pandemic continues to skyrocket at a record pace. Part of that number are those who are on “temporary layoff,”…

Small shopping cart full of online mortgage options

Online Mortgages

By Maureen Milliken | February 19, 2020

Online lenders are not all the same. Some have different digital tools, some have lower rates. Borrowers aren’t all the same either, so check out different lenders to determine which…

First Time Florida Homebuyers at their new house

Florida First-Time Homebuyer Programs

By Maureen Milliken | January 30, 2020

Buying a home in Florida can be challenging. Supply is tight, and demand and prices are on the rise. If you’re a first-time Florida homebuyer, navigating the process, particularly the…

Graph of interest rates lowering

How to Lower Your Credit Card Interest Rate

By Maureen Milliken | December 23, 2019

Paying down a credit card balance can seem impossible, especially if you’re paying 20% or higher interest on your bill every month you don’t pay off the balance. When that…

New & Used Car Loan Options

Auto Loans

By Maureen Milliken | April 12, 2018

You need a car and don’t have the cash to buy it outright, but the thought of financing a car loan has your wheels spinning. There are so many options,…

This has what businesses need to know about sales tax

Small Businesses and Sales Taxes

By Maureen Milliken | September 26, 2012

Collecting, calculating, reporting and paying sales tax continues to be one of the most confusing — and sometimes annoying — aspects of running a small business. The issue has only become…

Foreclosure is a major issue in the US and we will help you understand it


By Maureen Milliken | April 16, 2012

Foreclosure means a lender is looking to take possession of a home when the borrower – the homeowner – isn’t making payments on the mortgage loan used to buy it.…

Envelope containing four stimulus checks

Will There Be a Fourth Stimulus Check?

By Maureen Milliken | April 21, 2021

Is there a fourth stimulus check on the way? The success the federal government has had in helping Americans endure the economic disarray caused by the COVID-19 pandemic has prompted…

Illustration of bank providing relief for covid-19

Credit Card Relief for COVID-19

By Maureen Milliken | May 26, 2020

As the COVID-19 crisis drags on and unemployment spikes to unprecedented levels in the U.S., individual debt burdens can feel more overwhelming than ever. On top of it, as many…

Man contemplating loans during COVID-19

COVID-19 Loans: What Are Your Options?

By Maureen Milliken | May 18, 2020

With a stunning 36.5 million and counting Americans out of work because of the COVID-19 pandemic, there are a lot of people scrambling to pay their bills until they have…

Megaphone shouting "We're Hiring!"

Companies Hiring During the Coronavirus, COVID-19 Pandemic

By Maureen Milliken | March 27, 2020

Americans suddenly out of work because of COVID-19 are filing for unemployment in unprecedented numbers, but a bright spot on the employment front is that some businesses are hiring, both…