Category:
Credit

Woman confused why her credit card was denied while shopping on her phone

Going Over Your Credit Limit

By Sarah Brady | February 22, 2023

Watching your credit card balance increase can feel like drowning slowly, especially when you don’t have a way to pay it off. But it feels even worse when you max…

Young woman at a coffee shop holding a new credit card to build credit

How to Build New Credit

By Michael Knisley | January 24, 2023

When you want to buy now and pay later, you need credit. Whether you’re building it from scratch or want to augment your current credit limit, there are options and…

Woman with credit card bills on kitchen table wondering what would happen if she stopped paying them

What Happens If I Stop Paying Credit Cards?

By Maureen Milliken | December 22, 2022

Credit card debt in the U.S. increased 15% in 2022, the biggest one-year leap in almost 20 years. The number of people who are at least 30 days behind on…

Couple discussing whether or not they should use a personal loan to pay off credit cards

Should You Use Personal Loan to Pay Off Credit Cards?

By Bill Fay | December 14, 2022

A rare silver lining to the Covid pandemic was Americans managed to pay down billions of dollars in credit card debt. Those days have screeched to a halt. Credit card…

Woman calculating her debt collections bills so that she can pay them

Paying Collections

By Sarah Brady | October 26, 2022

When you miss a bill, you might get a late fee and a stressful phone call from your creditor. When you miss a bill several months in a row, the…

Facebook homepage

Can Debt Collectors Track You Down on Facebook?

By Bill Fay | June 17, 2021

Imagine logging on to Facebook and finding a new message in your inbox. It’s not from a family member or an old friend. Instead, it’s a debt collector asking why…

Credit report score

Breaking Down Your FICO Score

By Bill Fay | June 17, 2021

You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the mistakes…

Desktop computer showing a credit score over 800

How Do I Get My Credit Score up to 800?

By Bill Fay | June 17, 2021

You don’t have to be a millionaire to know what achieving that financial ranking means. Being a millionaire means you have crossed a huge economic threshold. Doors open. Opportunities are…

Man in suit refinancing his credit card

Credit Card Refinancing

By Maureen Milliken | June 3, 2021

Credit card refinancing is an umbrella term for ways to pay off the debt on high-interest credit cards faster and with less interest. If you’re concerned about high-interest credit card…

Woman stressed about payday loans looks into consolidation

Payday Loan Consolidation

By Max Fay | May 28, 2021

A payday loan can seem like a helping hand for those in quick need of cash to make ends meet. And given the number of payday loans taken out annually,…