Credit report score

Breaking Down Your FICO Score

By Bill Fay | June 17, 2021

You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the mistakes…

Desktop computer showing a credit score over 800

How Do I Get My Credit Score up to 800?

By Bill Fay | June 17, 2021

You don’t have to be a millionaire to know what achieving that financial ranking means. Being a millionaire means you have crossed a huge economic threshold. Doors open. Opportunities are…

Man in suit refinancing his credit card

Credit Card Refinancing

By Maureen Milliken | June 3, 2021

Credit card refinancing is an umbrella term for ways to pay off the debt on high-interest credit cards faster and with less interest. If you’re concerned about high-interest credit card…

Woman stressed about payday loans looks into consolidation

Payday Loan Consolidation

By Max Fay | May 28, 2021

A payday loan can seem like a helping hand for those in quick need of cash to make ends meet. And given the number of payday loans taken out annually,…


Best Places to Get a Debt Consolidation Loan

By Bill Fay | May 28, 2021

If the pile of bills you’re dealing with from credit card companies has grown out of control, it might be time to consider a debt consolidation loan. In many cases,…

Man trying to determine the debt consolidation myths from the truth

The 6 Biggest Debt Consolidation Myths: Know the Truth

By Max Fay | May 28, 2021

If you’re looking for a way out of debt, chances are good you’ve come across the term “debt consolidation” and chances are just as good that everyone you talk to…

woman stressed about bills

Debt Consolidation or Bankruptcy? Which is Better?

By Mike Capuzzo | May 28, 2021

If you’ve got debt in America, you’ve got company. A new study reveals that 80.9% of baby boomers, 79.9% of Gen Xers, and 81.5% of millennials are carrying credit card…

Woman transferring the balance of one credit card to another

Balance Transfer Credit Cards

By Bents Dulcio | May 27, 2021

A balance transfer is a way of moving the balance from one credit card to another to pay down debt. The new card typically comes with a promotional, low or…

Credit report score

How to Build Your Credit History Without Using a Credit Card

By Maureen Milliken | May 21, 2021

Most people believe that they need credit cards to get a credit score, the three-digit number that unlocks many financial doors in life and is an important aspect of financial…

Disputing a credit card charge

Credit Card Dispute Process

By Sarah Brady | May 20, 2021

There are plenty of good reasons to review your credit card statements. Looking them over each month can help you catch bad spending habits, find and cancel unused subscription charges,…