Category:
Debt FAQs
A debt-to-income ratio calculator measures a key metric that lenders use to assess a person’s borrowing risk. The result helps lenders determine loan terms like the loan amount and interest…
By definition alone, the high yield savings account sounds so appealing it begs the same question you might ask upon getting your dream job for twice the salary you expected:…
When interest rates are high, you don’t have to be a stock market whiz to earn decent returns on your money. By depositing cash into a high yield savings account…
Living debt free seems like wishful thinking at best for many Americans, but that need not be the case, even in inflationary times. “The definition of a debt-free lifestyle simply…
When you’re on a mission to clean up your finances, paying off debt can be the biggest challenge. It’s easy to give up before you even get started since you’ll…
If you make your debt payments each month, you’ll eventually be debt free … right? Unfortunately, that’s not always the case. With the average credit card APR now above 20%,…
You have options when you’re in the market to borrow money. How do you choose? The smart borrower understands what he or she needs from a loan, whether that’s a…
It might seem like a windfall when you get a new credit card or take out a new loan. Suddenly, you’ve got some breathing room with your money! You can…
When money is tight, it can seem practically impossible to pay off debt. You might feel stuck in a cycle where you pay down debt one day, and then rack…
As the temperature outside drops, your utility bill is on the rise. We get it. It’s cold outside and you want to keep warm and cozy inside, but before you…