Staff Writer

Katherine Pilnick

Katherine Pilnick is a writer for Debt.org. She educates readers about their various personal finance options. She is a graduate of New York University.

Tax return preparation

IRS Shares Tips on How to Avoid Fraudulent Tax Preparation Services

By Katherine Pilnick | February 28, 2013

Tax fraud related to identity theft is a rapidly growing problem. It involves thieves using your personal identifying information to file false tax returns in order to receive big refunds.…

Western Sky predatory lending

Regulations Target Western Sky and Native American Predatory Lending

By Katherine Pilnick | February 25, 2013

Imagine a financial service that could help you pay all your bills while at the same time fixing your credit history. That’s the promise of Western Sky Financial. Sound too…

smart ways to spend tax refund

10 Smart Ways to Spend Your Tax Refund

By Katherine Pilnick | February 21, 2013

The April 15 deadline for filing your taxes is fast approaching. While most people could do without the paperwork, nearly half of taxpayers have a refund to look forward to.…

Counting bills next to tax form

Identity Theft, Tax Fraud Increase as IRS Attempts to Curb Crimes

By Katherine Pilnick | February 15, 2013

  As if tax season isn’t difficult enough, taxpayers must now be on alert for suspicious activity that could indicate that they are victims of tax-related identity theft.   During…

credit score heart

Can I Get Your Number? (How Your Credit Score Affects Your Dating Life)

By Katherine Pilnick | February 11, 2013

Can’t find a date for Valentine’s Day? Try working on your credit.   With increasing regularity, singles want to know their dates’ credit scores before they commit to serious relationships.…

Patient and Doctor

Five Tips to Reduce Your Health Care Costs

By Katherine Pilnick | February 8, 2013

We all know the saying, “An apple a day keeps the doctor away.” While it may take more than just an apple, a new study found that the general principle…

gambling super bowl XLVII

Gambling and the Super Bowl: An American Tradition

By Katherine Pilnick | January 31, 2013

It’s time again for the big game: the Super Bowl. It’s a day when record numbers of Americans tune in. Super Bowl XLVI last year garnered more than 111 million…

Facebook homepage

Can Debt Collectors Track You Down on Facebook?

By Katherine Pilnick | January 29, 2013

Imagine logging on to Facebook and finding a new message in your inbox. It’s not from a family member or an old friend. Instead, it’s a debt collector asking why…

Young woman with credit card

Young Americans Incur More Debt, Pay It Off More Slowly, Study Says

By Katherine Pilnick | January 21, 2013

Young Americans take on more credit card debt than previous generations did and are slower to repay it, according to research released last week.   New evidence suggests that those…

Students Graduating College

Can a College Degree Buy You a Better Future?

By Katherine Pilnick | January 15, 2013

Is college worth it? This is the question countless high schoolers ask themselves each year — especially as they apply to college this time of year — and the answer…

Struggling to pay debt

Americans in Debt: How Do You Compare?

By Katherine Pilnick | January 11, 2013

Debt-free Americans are a dying breed. We may not have as much debt as we used to, but collectively, we are still very much in the red. The average American…

Financial resolutions

New Year, New Goals: 5 Financial Resolutions to Make in 2013

By Katherine Pilnick | January 3, 2013

It’s a new year and time to turn over a new leaf. While your friends and family might vow to lose weight or read more, you can make it your…

Last-minute Christmas shopping

Your Guide to Last-Minute Holiday Shopping

By Katherine Pilnick | December 20, 2012

If you think Santa will do all your shopping for you, think again. While more than a quarter of holiday shoppers have completed their purchases, another 18 percent have yet…

LGBT Americans better with finances

Study: LGBT Americans Better at Earning & Saving

By Katherine Pilnick | December 12, 2012

Gay Americans deserve a pat on the back, and not just for continuing to overcome added hardships and prejudices. Members of the LGBT community are also significantly better at managing…

Holiday bonuses

Holiday Bonuses: Who’s Getting Them and How to Spend Them

By Katherine Pilnick | December 10, 2012

End-of-year bonuses are a big perk during the holiday season for a growing number of workers. For some workers, bonuses are unexpected sums of cash, while other workers anticipate the…

End-of-year tax tips

10 Tax Tips to Consider Before 2013

By Katherine Pilnick | December 4, 2012

The new year is right around the corner. And shortly after that is the stressful time of year when taxes are due. Although taxes are always high – unreasonably high…

Groupon struggles

Groupon and LivingSocial Struggle as Daily Deals Lose Popularity

By Katherine Pilnick | November 30, 2012

Groupon executives decided Thursday to keep their CEO, Andrew Mason, but for how long? Amid rapid revenue declines in the daily deal industry, experts wonder if the fad has run…

Cut winter energy bills

10 Tips to Cut Winter Energy Bills

By Katherine Pilnick | November 26, 2012

It’s a routine you’re all too familiar with: The days get shorter and colder, and you find yourself shelling out extra cash to keep your home warm until spring. For…

Cyber Monday

Consumers Gear Up for Online Shopping on Cyber Monday

By Katherine Pilnick | November 20, 2012

Cyber Monday is the unofficial kickoff to the holiday shopping season. Acting as the online counterpart to Black Friday, it occurs the Monday after Thanksgiving. It is a day for…

Black Friday deals

Black Friday Deals that Are Available Now

By Katherine Pilnick | November 19, 2012

Black Friday is considered by many to be one of the best shopping days of the year. With plentiful discounts and seemingly endless product options, it’s easy to see why…