Using a personal loan for a home or a car is one way to apply it

Paying Off Your Mortgage Early

By Bents Dulcio | May 28, 2021

Signing a mortgage can be a bittersweet moment. You’re about to lock in your very own home, but you’re also committing to decades of debt. No wonder so many homeowners…

Couple buying their first New York home

New York

By Bill Fay | September 10, 2020

The state of New York is ready and willing to help first-time homebuyers who want to fulfill that part of the America dream. If home ownership seems out of reach,…

Couple buying first home in Texas


By Max Fay | August 12, 2020

If you’re a Texas first-time homebuyer, the process can seem overwhelming and intimidating. The challenges include a tight supply of homes and rising prices. But there’s help available that can…

Small shopping cart full of online mortgage options

Online Mortgages

By Maureen Milliken | February 19, 2020

Online lenders are not all the same. Some have different digital tools, some have lower rates. Borrowers aren’t all the same either, so check out different lenders to determine which…

close up of home model, dollar money and house keys

No Closing Cost Refinance

By Bill Fay | February 13, 2020

Just as there is no such thing as a free lunch, there’s really no such thing as refinancing a mortgage for free, no matter how appealing a no-closing-costs refi may…

First Time Florida Homebuyers at their new house

Florida First-Time Homebuyer Programs

By Maureen Milliken | January 30, 2020

Buying a home in Florida can be challenging. Supply is tight, and demand and prices are on the rise. If you’re a first-time Florida homebuyer, navigating the process, particularly the…

Happy First Time Homebuyer Couple

First-Time Homebuyer Programs

By Max Fay | January 30, 2020

Traditionally, few achievements are more cherished in America than homeownership. We regard the home as castle, shrine, gathering place, and refuge, the bricks, mortar, and timber symbol of our liberty…

Household items packed and ready to move out after divorce

Divorce and Your Mortgage

By Bill Fay | January 29, 2020

The reality is about half of all marriages end in divorce, a shattering experience that forces partners to divide assets and debt. Things can get really complicated, especially when mortgage…

15 Year Mortgage Papers Being Signed By Applicant

15-Year Fixed Mortgages

By Bill Fay | January 28, 2020

There’s a lot to think about when buying a house. Deciding between a 15- or 30-year-mortgage may not seem like something you want to use a lot of mental energy…

30 mortgage paperwork

30 Year Fixed Mortgage

By Max Fay | January 16, 2020

For generations, the 30-year fixed mortgage has reigned, like hot dogs and apple pie, as America’s gold standard. We love it for it’s predictability and affordability. A 30-year fixed mortgage…