Category:
Mortgage

Couple sitting with lender signing paperwork for a house

What Credit Score Is Needed To Buy A House?

By Sarah Brady | September 28, 2023

You don’t need perfect credit to buy a home, but having good credit helps reduce the interest rate you’ll pay and increases the changes you will be approved for the…

Couple discussing a reverse mortgage with their lender

Using a Reverse Mortgage to Pay Off Debt

By George Morris | June 16, 2023

For homeowners 62 and older who have accumulated debts that create a financial strain, there’s another option beside traditional home equity loans or home equity lines of credit. It’s a…

Using a personal loan for a home or a car is one way to apply it

Paying Off Your Mortgage Early

By Bents Dulcio | May 28, 2021

Signing a mortgage can be a bittersweet moment. You’re about to lock in your very own home, but you’re also committing to decades of debt. No wonder so many homeowners…

Couple buying their first New York home

New York

By Bill Fay | September 10, 2020

The state of New York is ready and willing to help first-time homebuyers who want to fulfill that part of the America dream. If home ownership seems out of reach,…

Couple buying first home in Texas

Texas

By Max Fay | August 12, 2020

If you’re a Texas first-time homebuyer, the process can seem overwhelming and intimidating. The challenges include a tight supply of homes and rising prices. But there’s help available that can…

Small shopping cart full of online mortgage options

Online Mortgages

By Maureen Milliken | February 19, 2020

Online lenders are not all the same. Some have different digital tools, some have lower rates. Borrowers aren’t all the same either, so check out different lenders to determine which…

close up of home model, dollar money and house keys

No Closing Cost Refinance

By Bill Fay | February 13, 2020

Just as there is no such thing as a free lunch, there’s really no such thing as refinancing a mortgage for free, no matter how appealing a no-closing-costs refi may…

First Time Florida Homebuyers at their new house

Florida First-Time Homebuyer Programs

By Maureen Milliken | January 30, 2020

Buying a home in Florida can be challenging. Supply is tight and demand and prices are on the rise. If you’re a first-time Florida homebuyer, navigating the process, particularly the…

Happy First Time Homebuyer Couple

First-Time Homebuyer Programs

By Max Fay | January 30, 2020

Traditionally, few achievements are more cherished in America than homeownership. We regard the home as castle, shrine, gathering place, and refuge, the bricks, mortar, and timber symbol of our liberty…

Household items packed and ready to move out after divorce

Divorce and Your Mortgage

By Bill Fay | January 29, 2020

The reality is about half of all marriages end in divorce, a shattering experience that forces partners to divide assets and debt. Things can get really complicated, especially when mortgage…