About 55 million Americans don’t have emergency savings, so it follows that when emergencies happen, they turn to payday loans.Approximately 12 million consumers use payday loans and typically pay $15 for every $100 borrowed. The annual percentage rate ...

Another month, another budget-crippling cable bill. When will it ever stop?The average cable bill is now $103.15 a month and is increasing year after year, despite more competition. What do you do when you can't pay your cable bill anymore?It can be ...

When the federal government handed out the first student loans in 1958, the message was simple: This money is to be used for education purposes, meaning tuition, books, fees, supplies and living expenses such as room and board.No mention was made of using ...

A very rich person once said, “We don’t pay taxes. Only the little people pay taxes.”Her name was Leona Helmsley. Guess what? She went to jail for not paying taxes.So can you, though the odds aren’t as high as Helmsley, the hotel tycoon who ...

You’re a hard-working single mom, and your refrigerator breaks.You don’t have the money to fix it and the Tooth Fairy didn’t leave $1,000 under the pillow for one of those gleaming new 2-door uprights at the box store. Deadbeat dad is nowhere in ...

Where to live at college is annually one of fiercest arguments in every household, but if you think you’re going to win a debate between dorms and apartments based on financial reasons alone, think again. SPOILER ALERT: The competition is too close to ...

Compound interest is a powerful tool for building wealth. It’s also a devastating tool that can destroy wealth. It just depends on which side of the financial equation you use it.On the positive side, compound interest makes the return on investments ...

Fed up with being in debt? Congratulations. Rearranging your mindset is the first step to managing, then eliminating, your money troubles.Dumping debt may require a lifestyle change, but we’re going to give you a look at some new ways to do it, jobs and ...

Mom or Dad were good at saying vague things like “Don’t bite off more than you can chew,” or “Your eyes are bigger than your stomach.” Or specific things like, “Double cheese fries and 64 ounces of Mountain Dew … really?”But it turns out ...

If you’ve got debt in America, you’ve got company. A new study reveals that 80.9% of baby boomers, 79.9% of Gen Xers, and 81.5% of millennials are carrying credit card debt and that can invite chaos into an orderly life.We might as well run up a red ...