The Latest Debt & Finance Blog

Piggy bank with graduation cap

When Do Student Loan Payments Resume Again?

By Bents Dulcio | June 22, 2023

The Biden and Trump administrations issued eight extensions on a forbearance program, but Congress passed a bill ensuring there will be no more pauses on student loan repayment, so borrowers…

Woman surprised by her low tax refund

Why Is My Tax Return So Low?

By George Morris | February 24, 2023

Many financial advisers question the wisdom of getting big income tax refunds. But that’s a discussion for another day. If you’ve been getting federal refunds year after year, you’re probably…

President Joe Biden giving a speech behind a podium

Update on Biden’s Student Loan Forgiveness Plan

By Bents Dulcio | October 25, 2022

The Supreme Court ruled June 29 that President Joe Biden did not have the authority to erase hundreds of billions of dollars in student loan debt, effectively ending the Biden…

Federal reserve building in Washington D.C.

How the Fed Raising Interest Rates Affects You

By Phil Sheridan | July 29, 2022

As the Federal Reserve plays Whac-A-Mole with the American economy – ‘WE’RE IN A RECESSION! NO, WAIT, WE’RE NOT IN A RECESSION!’ – there is always the chance the mallet…

Chalkboard with guide on how to survive inflation

How to Survive Inflation

By Bill Fay | July 22, 2022

With a nod to Mark Twain, inflation has replaced the weather as the thing everyone talks about it, but nobody seems to do anything about it. Until now. Not that…

Employee resigning from his job

The Great Resignation: Why Is It Happening?

By Bill Fay | February 8, 2022

America has turned into a nation of quitters, though that’s not necessarily a bad thing. Spurred by the COVID pandemic, millions of people have joined “The Great Resignation” that’s happening…

Cutting a credit card with scissors

How to Pay Off That Pandemic Credit Card Debt

By Guest Author | November 22, 2021

Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…

Man handing refund of cash

How to Get a Refund on Your Student Loan Payments During COVID-19

By Bill Fay | May 3, 2021

The rules governing repayment of federal student loans contain so many nooks and crannies that it shouldn’t come as a surprise that you may have missed one created during the…

Envelope containing four stimulus checks

Will There Be a Fourth Stimulus Check?

By Maureen Milliken | April 21, 2021

Is there a fourth stimulus check on the way? The success the federal government has had in helping Americans endure the economic disarray caused by the COVID-19 pandemic has prompted…

Envelope containing the third stimulus check

Third Stimulus Check

By Bill Fay | March 10, 2021

The average Joe – not Biden – figures to benefit most from passage of the $1.9 trillion American Rescue Plan. Approximately 145 million Americans will receive a third round of…


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  2. N.A. (2023, June 13) COVID-19 Emergency Relief and Federal Student Aid. Retrieved from
  3. Bernard, T. (2023 June 1) The Student Loan Payment Pause Is Ending. Here’s How to Prepare. Retrieved from:
  4. Nova, A. (2023 June 6). 3 big changes student loan borrowers could see when payments restart. Retrieved from:
  5. N.A. (2023, June 30) FACT SHEET: President Biden Announces New Actions to Provide Debt Relief and Support for Student Loan Borrowers. Retrieved from