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Woman surprised by her low tax refund

Why Is My Tax Return So Low in 2023?

By George Morris | February 24, 2023

Many financial advisers question the wisdom of getting big income tax refunds. But that’s a discussion for another day. If you’ve been getting federal refunds year after year, you’re probably…

President Joe Biden giving a speech behind a podium

Details on Biden’s Student Loan Forgiveness Plan

By Phil Sheridan | October 25, 2022

The application process for President Joe Biden’s student loan forgiveness plan is ongoing, though like everything else in American politics, the program has turned into a rope for the major…

Federal reserve building in Washington D.C.

How the Fed Raising Interest Rates Affects You

By Phil Sheridan | July 29, 2022

As the Federal Reserve plays Whac-A-Mole with the American economy – ‘WE’RE IN A RECESSION! NO, WAIT, WE’RE NOT IN A RECESSION!’ – there is always the chance the mallet…

Chalkboard with guide on how to survive inflation

How to Survive Inflation

By Bill Fay | July 22, 2022

With a nod to Mark Twain, inflation has replaced the weather as the thing everyone talks about it, but nobody seems to do anything about it. Until now. Not that…

Employee resigning from his job

The Great Resignation: Why Is It Happening?

By Bill Fay | February 8, 2022

America has turned into a nation of quitters, though that’s not necessarily a bad thing. Spurred by the COVID pandemic, millions of people have joined “The Great Resignation” that’s happening…

Cutting a credit card with scissors

How to Pay Off That Pandemic Credit Card Debt

By Guest Author | November 22, 2021

Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…

Man handing refund of cash

How to Get a Refund on Your Student Loan Payments During COVID-19

By Bill Fay | May 3, 2021

The rules governing repayment of federal student loans contain so many nooks and crannies that it shouldn’t come as a surprise that you may have missed one created during the…

Envelope containing four stimulus checks

Will There Be a Fourth Stimulus Check?

By Maureen Milliken | April 21, 2021

Is there a fourth stimulus check on the way? The success the federal government has had in helping Americans endure the economic disarray caused by the COVID-19 pandemic has prompted…

Envelope containing the third stimulus check

Third Stimulus Check

By Bill Fay | March 10, 2021

The average Joe – not Biden – figures to benefit most from passage of the $1.9 trillion American Rescue Plan. Approximately 145 million Americans will receive a third round of…

$15 minimum wage

$15 Minimum Wage Increase: Will It Happen?

By Bill Fay | February 10, 2021

Biden wants the minimum wage – currently set at $7.25 an hour – to jump to $15 an hour by 2025. The increases would be phased in at approximately $1.75…


  1. Dore, K. (2022, December 1) Tax ‘refunds may be smaller in 2023,’ warns IRS. Here’s why. Retrieved from
  2. Chappell, B. (2023, January 22) Your tax refund will likely be smaller this year. Here are more things to know. Retrieved from