Luke Fay is a December 2019 graduate of Florida State University with a B.S. in Sport Management. He learned quite a bit about personal finance at FSU, specifically how to scrimp by on next-to-nothing. He has since found out that scrimping doesn't end just because you graduate. He will share his inexpensive ways of getting by with Debt.org readers. When there is time, he enjoys watching sports, going fishing, and travelling the state of Florida.