Graph of interest rates lowering

How to Lower Your Credit Card Interest Rate

By Maureen Milliken | December 23, 2019

Paying down a credit card balance can seem impossible, especially if you’re paying 20% or higher interest on your bill every month you don’t pay off the balance. Paying down…

Scam warning stamp

Recognizing a Credit Repair or Credit Counseling Scam

By Max Fay | November 4, 2019

Just making a phone call or clicking a link online to a credit counseling or credit repair company should make you feel like you’re one step closer to putting your…

A senior receiving credit counseling for credit card debt

Credit Counseling for the Elderly

By Bents Dulcio | October 16, 2019

We are never too old to learn a thing or two about how to manage our finances. In fact, the older we get, the more important it is that we…

Help with Credit Card Debt

By Bill Fay | September 10, 2019

If your credit card debt is out of hand, you’ve got plenty of company. After COVID-related stimulus spending helped Americans pay off more than $80 million they owed on credit…

Blocks stacked with the question How should I consolidate my debt next to it

The 8 Best Debt Consolidation Options

By Bill Fay | September 6, 2019

Debt consolidation provides a solution to those dealing with the stress and financial fatigue caused by overspending with credit cards. If you’re using credit cards while struggling to make even…

Bill to pay the minimum payment on credit card debt on table with money

Unable to Pay Credit Card Minimum Payment

By Bill Fay | April 8, 2019

Credit cards can be your best friend – unless you can’t make the monthly payment. Then they can become your worst financial enemy. It’s nice not having to pay the…

Man standing in front of car with no money

Help! I Can’t Pay My Car Payment

By Bents Dulcio | March 13, 2019

If you’ve fallen behind on your car payments, chances are other bills are stacking up as well. Taking the time to explore your options for eliminating debt now will save…

Couple excited in home after fixing their bad credit

How to Get a Bad Credit Loan

By Bill Fay | February 5, 2019

Disruptive events rarely wait until it’s convenient, and that’s doubly true for consumers whose credit scores have gone south. Nonetheless, there are moments when those with rocky credit histories absolutely…

Young women happy standing in front of a light blue background

Review Your Personal Loan Options

By Bill Fay | January 17, 2019

Choose Your Debt Amount Get Loan Quotes Today Free to use, no hidden fees Requesting rates can take just minutes and costs you nothing. More lenders, Best options Pick the…

Credit Counseling Session

Credit Counseling

By Max Fay | December 4, 2018

Credit counseling is designed to help consumers avoid bankruptcy and escape living paycheck-to-paycheck. Credit counselors offer advice on budgeting, managing money and other basics of finance. They assist people unsure…