Manage Your Debt

    Being in debt can be an overwhelming and debilitating experience. But there are smart, proven ways to manage your debt and bring you back into sound financial health. Take the time to examine all your options and pick ones that will help you the most.

    Debt Consolidation

    Consolidation is an efficient way to bundle all of your outstanding debts into one loan with favorable terms and a lower payment that is easier for you to pay.

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    Debt Settlement

    Settlement lowers the amount of your overall debt. You can negotiate with your creditors to get your principal reduced — and to get you back on firm financial footing.

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    Student Loan Consolidation

    Consolidation helps students bundle their loan repayments into a single loan – often with easier terms. Forgiveness can cancel the debt entirely for eligible students.

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    Not sure which service is right for you?

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    Other Ways to Manage Your Debt

    There are a number of ways you can improve your financial standing and make yourself debt-free. Check out a few of these options to see if something here can help you put a plan into place to save you money in some part of your life.


    Walter Pacheco
    Managing Editor

    Walter started his nearly 20-year journalism career writing about South Florida's gourmet cuisine and shooting the region's best chefs and their gastronomic creations. He covered municipal politics and redevelopment at the Miami Herald for several years before moving to Orlando, where he helped launch the Orlando Sentinel's first Spanish-language publication, El Sentinel. Several years later, he helped develop the Orlando Sentinel's early breaking news team. He covered Central Florida hottest crime news, including controversial stories like the Casey Anthony murder case and the George Zimmerman story on the shooting death of Trayvon Martin. Walter also wrote about the region's technology and social media industry. He is now the managing editor for, providing online readers a community with news about student loans, debt settlements and loan consolidation.

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    Overwhelmed with debt? You have options for lower monthly payments!