Category:
Credit

Blocks stacked with the question How should I consolidate my debt next to it

The 8 Best Debt Consolidation Options

By Bill Fay | September 6, 2019

Debt consolidation provides a solution to those dealing with the stress and financial fatigue caused by overspending with credit cards. If you’re using credit cards while struggling to make even…

Bill to pay the minimum payment on credit card debt on table with money

Unable to Pay Credit Card Minimum Payment

By Bill Fay | April 8, 2019

Credit cards can be your best friend – unless you can’t make the monthly payment. Then they can become your worst financial enemy. It’s nice not having to pay the…

Man standing in front of car with no money

Help! I Can’t Pay My Car Payment

By Bents Dulcio | March 13, 2019

If you’ve fallen behind on your car payments, chances are other bills are stacking up as well. Taking the time to explore your options for eliminating debt now will save…

Couple excited in home after fixing their bad credit

How to Get a Bad Credit Loan

By Bill Fay | February 5, 2019

Disruptive events rarely wait until it’s convenient, and that’s doubly true for consumers whose credit scores have gone south. Nonetheless, there are moments when those with rocky credit histories absolutely…

Young women happy standing in front of a light blue background

Review Your Personal Loan Options

By Bill Fay | January 17, 2019

Choose Your Debt Amount Get Loan Quotes Today Free to use, no hidden fees Requesting rates can take just minutes and costs you nothing. More lenders, Best options Pick the…

Credit Counseling Session

Credit Counseling

By Max Fay | December 4, 2018

Credit counseling is designed to help consumers avoid bankruptcy and escape living paycheck-to-paycheck. Credit counselors offer advice on budgeting, managing money and other basics of finance. They assist people unsure…

Credit report next to a laptop to freeze credit checks

New Law Allows Credit Freeze

By Bill Fay | October 22, 2018

Security breaches have become so commonplace in the United States that news around them barely causes a ripple these days. Even if it’s news that provides consumers an extra layer…

Two men exchanging money in peer to peer lending

Peer-to-Peer Lending

By Bill Fay | September 21, 2018

For peer-to-peer lenders, the Great Recession was manna from heaven. When banks clamped down on lending to all but their best-heeled customers after the 2008 global economic meltdown, fledgling peer-to-peer…

Credit Report Score

Credit and Your Consumer Rights

By Max Fay | September 21, 2018

The lives of American consumers are increasingly like open books: vulnerable to sophisticated cyber-snoopers capable of discovering a great deal about how people save and spend. Yet even as the…

Woman holding credit card with security overlay and word Protected

The Federal Consumer Credit Protection Act & How it Protects You

By Bill Fay | September 21, 2018

Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started with the Consumer…