Staff Writer

Alanna Ritchie

Alanna Ritchie is a content writer for Debt.org, where she writes about personal finance and little smart ways to spend (and save) money. Alanna has an English degree from Rollins College.

Credit report score

Breaking Down Your FICO Score

By Alanna Ritchie | November 27, 2013

You may know your credit score, but understanding how you are graded can be a tool to help you raise your score in the future, and avoid repeating the mistakes…

U.S. Capitol with a chain link in front of it

Consumer Financial Services Affected by Government Shutdown

By Alanna Ritchie | October 4, 2013

The continued U.S. government shutdown, now entering its fourth day, means that myriad services for consumers remain at a standstill. The Small Business Administration (SBA), the Federal Trade Commission (FTC),…

Lost wallet

Lost Debit Card Leaves Me Stranded

By Alanna Ritchie | August 13, 2013

“Can you hold please?” the banking representative asks me over the phone. “Yes,” I say. Deep breaths. Count to 10. This is the second time I’ve called my bank to…

Disputing a credit card charge

How Do You Dispute a Credit Card Charge?

By Alanna Ritchie | July 24, 2013

A credit card issuer shocked an Orlando woman recently when it called asking about unusual activity on her account — several hundred dollars’ worth of groceries and home improvement items…

Flooded homes after Hurricane Sandy in 2012

Protecting Your Personal Finances Before a Disaster Strikes

By Alanna Ritchie | June 7, 2013

As the 2013 Atlantic hurricane seasons kicks off, it’s time to think about financially preparing for a natural disaster. When Superstorm Sandy tore through the Northeast in 2012, millions of…

Women, mothers are becoming breadwinners

Women Rise as Primary Breadwinners, Some Still Face Challenges

By Alanna Ritchie | May 30, 2013

College-educated women are catching up with men in the workforce, but many other women, especially single mothers, are facing great financial challenges, a new report shows. The Pew Research Center…

Unpaid internships are sparking lawsuits

When Unpaid Internships Go Wrong

By Alanna Ritchie | May 23, 2013

As you begin building your career path, the unpaid internship is a traditional starting point — but beware of its hidden dangers. Yes, your internship can build experience and connections,…

HIdden cellphone costs add up

Hidden Cellphone Costs Can Pull You into a Financial Black Hole

By Alanna Ritchie | May 21, 2013

Cell phones are necessary tools for school, work and play, but hidden wireless carrier fees, designer accessories and other sneaky costs can turn the devices into financial black holes. My…

Expensive Receipt for Night Out

Dos and Don’ts of Having a Fun, Cheap Night Out

By Alanna Ritchie | May 1, 2013

While Saturday Night Live’s club kid Stefon may know all the hottest, trendiest spots you just have to check out, he makes no mention of one hugely important factor of…

How to save money on prescription drugs.

10 Ways to Save on the Cost of Prescription Drugs

By Alanna Ritchie | April 26, 2013

People talk about the high price of an emergency room visit or surprise surgery, yet most people shell out money every month for prescription drugs without a second thought. The…