Category:
Debt Help

Man sitting at computer trying to decide if debt consolidation is a good idea

The Pros and Cons of Debt Consolidation

By Michael Knisley | November 22, 2022

When your resources are stretched thin, paying the bills can feel like a game of financial Whac-A-Mole. The due dates seem to come at you from everywhere and all at…

Woman organizing receipts and debts to consolidate

How to Consolidate Debt Without Hurting Your Credit Score

By Maureen Milliken | November 16, 2022

If your debt is out of hand, you’re not alone. America’s household debt is steadily increasing, up to a record $16 trillion in 2022. Credit cards are a big part…

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Rocket Loans

By Bents Dulcio | July 13, 2022

Rocket Loans offers debt consolidation loans ranging from $2,000 to $45,000 with 36 or 60 month terms. They will consider your credit profile, income, and “Debt to Income” ratio before…

Senior couple researching their debt consolidation options on the computer

Debt Consolidation for Seniors

By Sarah Brady | June 30, 2022

Senior adults are carrying more debt than ever before. In the past, it was common for U.S. adults to reduce their debts as they aged, but in recent decades this…

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Penfed

By Bents Dulcio | May 12, 2022

When high-interest credit card debt puts a wrench in your cash flow, debt consolidation loans can help smooth things out. These are issued by different financial institutions, including credit unions…

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Upgrade

By Bents Dulcio | April 24, 2022

Upgrade’s mission is to provide customers a more streamlined experience than they might receive at a traditional bank, offering more value for less time and effort. It features debt consolidation…

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Best Egg

By Max Fay | March 10, 2022

Best Egg promotes itself as a way to secure your nest egg with quick and efficient online financing. It offers debt consolidation loans ranging from $2,000–$50,000 with terms of 36…

Cutting a credit card with scissors

How to Pay Off That Pandemic Credit Card Debt

By Guest Author | November 22, 2021

Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…

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Nonprofit Debt Settlement

By Bill Fay | September 21, 2021

Would you be able to pay off your credit card debt, if creditors forgive 40% to 50% of your debt? And agreed to those numbers up front without negotiating? And…

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Payoff

By Bents Dulcio | September 17, 2021

Payoff brands itself as a “financial wellness company” with the goals of “reinventing our relationship with money” and “accelerating our journey toward financial well-being.” This sounds great on the surface,…