Debt Help

Illustration of Debt Consolidation Companies Review

Best Debt Settlement Companies

By Alan Schmadtke | March 28, 2024

Debt settlement companies can negotiate lower debts with your creditors. Browse our list of the best debt settlement companies. Updated: March 28, 2024 | Alan Schmadtke Advertiser Disclosure wants…

Debt settlement attorney talking to a potential client

Should I Hire an Attorney for Debt Settlement?

By Sarah Brady | March 28, 2024

Debt settlement can be a scary prospect. If you’re thinking about settling debt, it’s natural to want professional help, since you probably have questions about how the process works, what…

Woman paying of her charged off credit card debt

Should I Pay a Charge-Off in Full or Settle?

By Bill Fay | March 27, 2024

Borrowers who’ve gotten themselves tangled in a charge-off situation face difficult choices. Pay the debt in full? Try to settle for a lesser amount? Run away and hide? “The world…

Man reading debt settlement statement on tablet

Debt Settlement Fees

By Alan Schmadtke | March 27, 2024

Debt settlement fees are one reality of a debt settlement process. Companies that agree to save you money by whittling down how much you must pay creditors to erase your…

Credit score meter on wooden blocks

Does Debt Settlement Hurt Your Credit?

By Sarah Brady | March 25, 2024

There are few things in this world that can do more damage to your credit than hiring a debt settlement company. When you work with a for-profit debt settlement agency,…

Sack of debt next to gavel

Can I Be Sued While in Debt Settlement?

By Sarah Brady | March 6, 2024

Settling debt can be a messy affair. It’s natural to assume that settling the debt will stop debt collectors from harassing you, prevent them from adding new charges to your…

Debt settlement paperwork on desk

Is Debt Settlement Worth It?

By Michael Knisley | February 16, 2024

If the red ink of your financial baggage has the prospect of bankruptcy looming large in your legend, you might consider a debt settlement plan that will allow you to…

Attorney discussing home ownership with a client

How Long After Debt Settlement Can I Buy a House?

By Sarah Brady | February 16, 2024

If you’ve ever paid a debt settlement to one of your creditors, you know that settling debt can solve some of your financial problems while creating other ones. For instance,…

Notepad with "Debt Consolidation" written on it

Debt Consolidation for Collections

By Sarah Brady | January 26, 2024

Managing your everyday finances can be stressful, but adding problems with debt collectors into the mix only makes things worse. If you’re like most people with collection accounts, you’re not…

Paperwork labeled credit union

Credit Union Debt Consolidation

By Maureen Milliken | December 11, 2023

One of the common ways to consolidate debt is with a low interest debt consolidation loan that would be used to eliminate high interest credit card debt. Ideally, debt consolidation…