Category:
Debt Help

Man checking credit score after consolidating credit

How Does Debt Consolidation Affect Your Credit?

By Maureen Milliken | February 9, 2021

You want to get out from under that mountain of debt, but are worried debt consolidation will hurt your credit. It’s a valid concern. You want to solve the problem,…

Clipboard with notes on DIY debt settlement

DIY Debt Settlement

By Luke Fay | February 3, 2021

Debt settlement is a financial agreement where the lender agrees to accept a lump-sum payment from the borrower to settle an outstanding debt. The payment is for a significantly lower…

Wells Fargo

By Bents Dulcio | January 13, 2021

Borrowers who are in over their heads with high-interest credit cards and spiraling finances, can consolidate debts into a single payment. This process is called debt consolidation and a debt…

Upstart debt consolidation loan logo

Upstart

By Bents Dulcio | January 11, 2021

Upstart uses artificial intelligence to look at over 1600 data points which include education level, area of study, and employment history; along with more standard qualifications like credit score and…

Prosper debt consolidation logo

Prosper

By Bents Dulcio | January 11, 2021

In 2005, Prosper was the first company to bring lending to the peer-to-peer (P2P) marketplace. P2P marketplaces (i.e. Airbnb, Uber) offer individuals a place to exchange goods and services. Think…

National Debt Relief debt settlement logo

National Debt Relief

By Bents Dulcio | January 8, 2021

The deeper you sink into debt the harder it is to reclaim a sense of financial stability. If you’re drowning in high-interest credit card debt and have unpaid bills in…

Marcus debt consolidation loan logo

Marcus

By Bents Dulcio | January 8, 2021

No fees and low-interest borrowing rates make Marcus debt consolidation loans a great option for consumers with good credit. A credit score of 660 or higher is enough to win…

LightStream debt consolidation loan logo

LightStream

By Bents Dulcio | January 8, 2021

A debt consolidation loan is a new loan you take out to pay off your old ones. Rather than making four or five payments, four or five times a month,…

Freedom Debt Relief logo

Freedom Debt Relief

By Bents Dulcio | January 6, 2021

Is Freedom Debt Relief legit and can you get away with paying only a percentage of your debts just like that? FDR is a real company and its debt settlement…

Discover debt consolidation loan logo

Discover

By Bents Dulcio | January 6, 2021

A debt consolidation loan is a personal loan you use to pay off debt. This leaves you with the same amount of debt, but now only one payment to make,…