Category:
Debt Help

PenFed Credit Union Logo

Penfed

By Bents Dulcio | May 12, 2022

When high-interest credit card debt puts a wrench in your cash flow, debt consolidation loans can help smooth things out. These are issued by different financial institutions, including credit unions…

Upgrade debt consolidation logo

Upgrade

By Bents Dulcio | April 24, 2022

Upgrade’s mission is to provide customers a more streamlined experience than they might receive at a traditional bank, offering more value for less time and effort. It features debt consolidation…

Best Egg logo

Best Egg

By Max Fay | March 10, 2022

Best Egg promotes itself as a way to secure your nest egg with quick and efficient online financing. It offers debt consolidation loans ranging from $2,000–$50,000 with terms of 36…

Cutting a credit card with scissors

How to Pay Off That Pandemic Credit Card Debt

By Guest Author | November 22, 2021

Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…

Woman holding nonprofit sign

Nonprofit Debt Settlement

By Bill Fay | September 21, 2021

Would you be able to pay off your credit card debt, if creditors forgive 40% to 50% of your debt? And agreed to those numbers up front without negotiating? And…

Payoff logo

Payoff

By Bents Dulcio | September 17, 2021

Payoff brands itself as a “financial wellness company” with the goals of “reinventing our relationship with money” and “accelerating our journey toward financial well-being.” This sounds great on the surface,…

Paperwork to refinance debt for consolidation

Refinancing Mortgage for Debt Consolidation

By Max Fay | June 3, 2021

Debt consolidation through a refinanced mortgage is an attractive and beneficial way to pay off loans and eliminate high-interest debt. The prime factor for qualifying for debt consolidation refinancing is…

Street sign with debt consolidation or balance transfers

Should You Use Debt Consolidation Loans or Balance Transfer Cards?

By Max Fay | March 8, 2021

If the size and complexity of your debt is bothering you, trust your instincts. Yes, you ought to consider consolidating that debt to make it more manageable. There is good…

Man checking credit score after consolidating credit

How Does Debt Consolidation Affect Your Credit?

By Maureen Milliken | February 9, 2021

You want to get out from under that mountain of debt, but are worried debt consolidation will hurt your credit. It’s a valid concern. You want to solve the problem,…

Clipboard with notes on DIY debt settlement

DIY Debt Settlement

By Luke Fay | February 3, 2021

Debt settlement is a financial agreement where the lender agrees to accept a lump-sum payment from the borrower to settle an outstanding debt. The payment is for a significantly lower…