Jobs & Unemployment

Jobs take up a majority of our time and energy, as well as provide money for necessities and luxuries. When you find yourself unemployed, you must make financial adjustments. You will spend most of your time looking for a job. You’ll also have to think about meeting monthly financial obligations: Mortgage payments, rent, car payments, student loan payments, medical bills or credit card bills. Learn ways to stay on your feet financially while you’re between jobs.

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Finding a Job

Job-hunting isn’t what it used to be. Instead of scouring the “help wanted” section of your local newspaper, you should be searching online job postings, using social networking websites and creating an online presence. A proper job hunt can now involve countless tools and tricks to improve your chances of landing your dream job. Find out how to conduct your job search properly.

Dealing with Unemployment

Unplanned unemployment can be emotionally and financially taxing. However, filing for unemployment benefits can ease the burden until you once again have a steady paycheck. While an unemployment check probably won’t be enough to continue your usual lifestyle, it can help you make ends meet and pay necessary bills. Learn how to file for unemployment benefits.

Changing Job Market

As times change, so does the job market. Positions like smartphone app developers exist today, but were unfathomable a few decades ago, and age-old occupations like nutritionists and language teachers are receiving newfound attention. Additionally, wages need to increase to keep up with inflation. Learn how else the job market is changing.

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Unemployment and Education

Unemployment rates predictably vary based on education levels, since individuals with greater education tend to be more qualified for a wider array of jobs. In December 2012, those without high school diplomas had the highest unemployment rate at 11.7 percent. High school graduates with no college were nearly 4 percentage points lower, at 8.0 percent. Individuals with some college or an Associate’s Degree had an unemployment rate of 6.9 percent. And those with Bachelor’s Degrees or higher were the most likely to find work, with an unemployment rate of just 3.9 percent.

Jobs and Location

If you can’t find suitable work nearby, you might want to consider looking somewhere else in the country. With a still-high national unemployment rate, recent studies show that the types of positions available can vary largely based on region. Certain areas have significantly lower unemployment in specific fields. The Northeast needs more designers; companies in the South are looking for more marketing specialists; web developers do well in the Midwest; human resources assistants should look for work in the Rockies and Plains area; and financial analysts can find work on the West Coast.

About The Author

Bill Fay

Bill “No Pay” Fay has lived a meager financial existence his entire life. He started writing/bragging about it in 2012, helping birth into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering the high finance world of college and professional sports for major publications, including the Associated Press, New York Times and Sports Illustrated. His interest in sports has waned some, but he is as passionate as ever about not reaching for his wallet. Bill can be reached at [email protected].


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