Jobs & Unemployment

    Jobs take up a majority of our time and energy, as well as provide money for necessities and luxuries. When you find yourself unemployed, you must make financial adjustments. You will spend most of your time looking for a job. You’ll also have to think about meeting monthly financial obligations: Mortgage payments, rent, car payments, student loan payments, medical bills or credit card bills. Learn ways to stay on your feet financially while you’re between jobs.

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    Average unemployment rate in 2012


    Number of Unemployed Americans

    12.2 million

    Average Length of Unemployment

    38 weeks

    Finding a Job

    Job-hunting isn’t what it used to be. Instead of scouring the “help wanted” section of your local newspaper, you should be searching online job postings, using social networking websites and creating an online presence. A proper job hunt can now involve countless tools and tricks to improve your chances of landing your dream job. Find out how to conduct your job search properly.

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    Dealing with Unemployment

    Unplanned unemployment can be emotionally and financially taxing. However, filing for unemployment benefits can ease the burden until you once again have a steady paycheck. While an unemployment check probably won’t be enough to continue your usual lifestyle, it can help you make ends meet and pay necessary bills. Learn how to file for unemployment benefits.

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    Changing Job Market

    As times change, so does the job market. Positions like smartphone app developers exist today, but were unfathomable a few decades ago, and age-old occupations like nutritionists and language teachers are receiving newfound attention. Additionally, wages need to increase to keep up with inflation. Learn how else the job market is changing.

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    Unemployment and Education

    Unemployment rates predictably vary based on education levels, since individuals with greater education tend to be more qualified for a wider array of jobs. In December 2012, those without high school diplomas had the highest unemployment rate at 11.7 percent. High school graduates with no college were nearly 4 percentage points lower, at 8.0 percent. Individuals with some college or an Associate’s Degree had an unemployment rate of 6.9 percent. And those with Bachelor’s Degrees or higher were the most likely to find work, with an unemployment rate of just 3.9 percent.

    Jobs and Location

    If you can’t find suitable work nearby, you might want to consider looking somewhere else in the country. With a still-high national unemployment rate, recent studies show that the types of positions available can vary largely based on region. Certain areas have significantly lower unemployment in specific fields. The Northeast needs more designers; companies in the South are looking for more marketing specialists; web developers do well in the Midwest; human resources assistants should look for work in the Rockies and Plains area; and financial analysts can find work on the West Coast.

    Al Krulick


    Al Krulick

    Staff Writer

    Al is an award-winning journalist with dozens of years of writing experience. He served as a drama critic, high school teacher, arts administrator, theatrical producer and director. He also dabbled in politics, running twice for a seat on the U.S. House of Representatives for Florida. Al is a Certified Debt Specialist with the International Association of Professional Debt Arbitrators and specializes in real estate, credit and bankruptcy advice.

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