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    Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.

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    The information you need to navigate your financial future

    We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.

    Eliminating your debt just got easier

    Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you. These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.

    • Debt Settlement

      Debt Settlement & Consolidation

      Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.

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    • Tax Relief

      Tax Negotiation & Mediation

      Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.

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    • Student Loan Debt Help

      Student Loan Consolidation

      Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan.

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    “The program they came up with is not an undue hardship. I can handle it easily. But the big thing is, I’m in control of my life again and it feels really good.”

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    Orlando, Florida

    Tips, tools and more to keep you in the know about your money

    Understanding personal finance and debt isn’t easy, but these tools can help you navigate complicated terminology and understand your credit score, among other helpful tips.

    See how good your credit score is

    Select your 3-digit score to learn how lenders see your credit score range and what you can do to improve it.

    Review common financial terms

    A comprehensive glossary of common terms you’ll find when reading about financial processes.

    Get a crash course on how to get out of debt

    Read how tracking spending, paying down credit cards and consolidation can reduce your debt load.

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