See what debt-free feels like is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.

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Browse through our site for articles, blogs, infographics and statistics about student loans, credit cards, small business and more.

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Our handy tools and expert tips can help you understand and manage your personal finances from budgeting to paying bills.

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The information you need to navigate your financial future

We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.

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Eliminating your debt just got easier

Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you. These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.

Debt Settlement & Consolidation

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Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.

Tax Negotiation & Mediation

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Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.

Student Loan Consolidation

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Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan. Data Security

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