The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T...
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We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.
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Debt Settlement & Consolidation
Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.
Tax Negotiation & Mediation
Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.
Student Loan Consolidation
Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan.
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Tips, tools and more to keep you in the know about your money
Understanding personal finance and debt isn’t easy, but these tools can help you navigate complicated terminology and understand your credit score, among other helpful tips.
Select your 3-digit score to learn how lenders see your credit score range and what you can do to improve it.
A comprehensive glossary of common terms you’ll find when reading about financial processes.
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