See what debt-free feels like

Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.

Financial information for your life

Browse through our site for articles, blogs, infographics and statistics about student loans, credit cards, small business and more.

Debt relief services

Tips, tools, calculators and more

Our handy tools and expert tips can help you understand and manage your personal finances from budgeting to paying bills.

As Featured On

Business Insider Logo
CNBC logo
Forbes logo
The Guardian logo
Washington Post logo
Time Magizine logo

The information you need to navigate your financial future

We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.

Person giving financial education to couple

Credit Cards

College & Student Loans

Real Estate & Mortgages

Loans

Taxes

Family Finance

Small Businesses

Unemployment

Medical Expenses

Retirement

Eliminating your debt just got easier

Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you. These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.

Debt Settlement & Consolidation

Debt Consolidation and Settlement Icon

Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.

Tax Negotiation & Mediation

Tax Debt Icon

Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.

Student Loan Consolidation

Student Loan Debt Icon

Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan.

Debt.org Data Security

Your Security Matters To Us

We have always had your security in mind when developing. You can be comforted knowing that we have integrated bank level security of 256-bit encryption on all data transfers. Learn more about our privacy policy