See what debt-free feels like

    Get Help With Your Debt
    Family Background

    We've got your back, financially speaking

    Useful financial information for your life

    Browse through our site for articles, blogs, infographics and statistics about student loans, credit cards, small business and more.

    Tips, tools, calculators and more

    Our handy tools and expert tips can help you understand and manage your personal finances from budgeting to paying bills.

    Who We Are

    Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.

    Get to Know Us

    The information you need to navigate your financial future

    We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.

    Eliminating your debt just got easier

    Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you. These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.

    • Debt Settlement

      Debt Settlement & Consolidation

      Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.

      GET HELP NOW or Learn More

    • Tax Relief

      Tax Negotiation & Mediation

      Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.

      GET TAX HELP NOW or Learn More

    • Student Loan Debt Help

      Student Loan Consolidation

      Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan.

      Consolidate Your Student Debt or Learn More

    What People Have To Say About Us

    “The program they came up with is not an undue hardship. I can handle it easily. But the big thing is, I’m in control of my life again and it feels really good.”

    Robert Jordan

    Orlando, Florida

    Tips, tools and more to keep you in the know about your money

    Understanding personal finance and debt isn’t easy, but these tools can help you navigate complicated terminology and understand your credit score, among other helpful tips.

    See how good your credit score is

    Select your 3-digit score to learn how lenders see your credit score range and what you can do to improve it.

    Review common financial terms

    A comprehensive glossary of common terms you’ll find when reading about financial processes.

    Get a crash course on how to get out of debt

    Read how tracking spending, paying down credit cards and consolidation can reduce your debt load.

    Recent News

    Google search bar with phrase student loan benefit

    Google Is the Latest Company to Offer Student Loan Repayment Benefits

    If the biggest employee benefit you receive is when your company bothers to fill the toilet...

    Woman deciding whether or not to pay down student loans during COVID-19

    Paying Down Student Loans Before the COVID Suspension Is Lifted

    If you are paying on a federal student loan, you probably already know that the government...

    Campaign buttons for Trump and Biden

    Trump vs. Biden: How Their Plans for Student Loan Debt Compare

    Americans with student loan debt have a $1.6 trillion question on their minds: What would...

    Recent Blog Posts

    Coronavirus scam fraud alert on cell phone

    How to Avoid COVID-19 Scams

    You don’t have to catch the virus to get harmed by COVID-19. As soon as the pandemic hit,...

    Man filling out application after losing health insurance

    I Lost My Health Insurance, Now What?

    A pink slip can be a traumatic experience but losing your employer-provided health insurance...

    Blocks that spell out wealth tax next to bag of money

    Will the Wealthy Be Taxed More?

    There has been much talk this campaign year about a “Wealth Tax” and whether it would...

    Get Help Now

    Overwhelmed with debt? You have options for lower monthly payments!

    x