Text Message Program Terms & Conditions
Effective date: January 22, 2021
- Eliminate your right to a trial by jury; and
- Substantially affect your rights, including preventing you from bringing, joining or participating in class or consolidated proceedings.
These Terms May Change
We may amend these Text Program Terms and modify or cancel the Text Program or any of its features without notice.
Text Program Basics and Fees
Debt.org does not charge for the Text Program, but you are responsible for all charges and fees associated with text messaging that may be imposed by your mobile operator. Standard message and data rates may apply. Text messages may be sent using an automatic telephone dialing system and using short message service (SMS) or multi-media messaging service (MMS) technology. Your consent to receive text messages is not required as a condition of purchasing any goods or services from Debt.org.
Opt-In & Consent to Text Program
If you would like to participate in the Text Program, then you must opt-in to receive text messages. You may need to confirm your consent, such as by following the instructions contained in an initial text message we send. If you have opted-in to the Text Program, Debt.org may provide communications regarding an evaluation of credit or an offer of debt relief services, including for marketing purposes and with messages through your wireless provider to the mobile phone number you provided. You can expect to receive recurring autodialed marketing messages from Debt.org and Service Providers.
You must be the mobile phone account holder and at least 18 years of age or have a parent or guardian’s permission in order to participate.
At any time, you may stop receiving our texts by replying “STOP” to a text message from Debt.org. You will receive a one-time opt-out confirmation text message. After that, you will not receive any future messages. For help, call (877) 764-5798.
At any time, you may receive support regarding the Text Program by replying “HELP” to a text message from Debt.org. Please note that replying “HELP” will not opt you out of the Text Program. You may stop receiving our texts as described above.
Valid Mobile Phone Number
You must provide us with a valid mobile phone number. If you change your mobile phone number, you agree to opt out of the Text Program prior to changing your mobile phone number.
You agree to indemnify, defend, and hold harmless Debt.org, its affiliates, agents, vendors, distributors, licensors and suppliers and their officers, directors, and employees from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from (a) any violation of the terms and conditions of this Agreement, (b) any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing your account, (c) your use of (or inability to use) the Debt.org Technology; and (d) any use of your Submission by Debt.org or any other party, including, but not limited to, any third party claim of infringement of an intellectual property or proprietary right or invasion of privacy or publicity. Nothing herein shall apply to actions or claims under the provisions of the United States Bankruptcy Code, 11 U.S.C. § 111(g)(2).
Limitation on Liability
IN ADDITION TO ANY LIMITATIONS ON OUR LIABILITY AS SET FORTH IN THE TERMS & CONDITIONS OF USE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, DEBT.ORG IS NOT RESPONSIBLE OR LIABLE IN ANY MANNER FOR FAILED, DELAYED, OR MISDIRECTED DELIVERY OF ANY INFORMATION SENT THROUGH THE TEXT PROGRAM, ANY ERRORS IN SUCH INFORMATION, AND/OR ANY ACTION YOU MAY OR MAY NOT TAKE IN RELIANCE ON THE INFORMATION OR TEXT PROGRAM.