Dying in Debt

What Happens When People Die with Debt: Who Pays?

By Bill Fay | May 20, 2021

Millions of Americans are getting buried in debt, literally. A shocking number are dying with unpaid mortgages, car loans, student loans and credit cards. It’s shocking in the sense that…

Piggy bank wrapped in Christmas lights

How to Stay Out of Debt During the Holidays

By Bill Fay | December 4, 2019

Tempted to spend lavishly and spontaneously this holiday season? Looking for someone to blame? Leave the three wise men out of it. Yes, they launched the tradition of bestowing expensive…

Military father holding his new born baby

NFCC Survey Shows Military Families Financial Struggles

By Bill Fay | June 14, 2019

The U.S. economy might be bustling for civilians, but not all active enlisted members of the military are thriving in it. More than one-third of enlisted military members do not…

Hand placed on casket at a funeral

Burial Funds & Programs That Help With Funeral Costs

By Bents Dulcio | April 22, 2019

Before we begin to navigate you through the process of paying for a funeral service, we would like to offer our sincerest condolences for your loss. Losing a loved one…

Signing financial agreement for divorce

How to Prepare for Divorce Financially

By Bill Fay | April 18, 2019

There is a lot of disagreement about what percentage of marriages that will end in divorce. Fifty percent is a commonly cited number, but some studies suggest the percentage is…

Father holding daughter while worried about how he will pay his child support

Child Support Payment Financial Help

By Bill Fay | March 13, 2019

If you find yourself in a situation where you can’t pay child support, you definitely are not alone. According to the Office of Child Support Enforcement’s 2020 Preliminary Report, which…

Teach Kids About Money

How to Teach Your Children about Debt

By Bill Fay | July 12, 2017

Genes are important. A mother’s sparkling eyes or a father’s big feet are among the countless traits parents pass to their children. The same thing can happen with debt. Though…

three generation family

Multi-Generational Living Might Be Solution For Financial Woes

By Bill Fay | March 13, 2015

There is a significant social, cultural and economic change happening so quietly in America that you may not even be aware of it: Multi-generational family living is back. Multi-what? Multi-generational…

Olaf Cake Topper

How to Host a Frugal Frozen Birthday Party

By Karen Carlson | September 15, 2014

I thought we could avoid it. I promoted alternatives. But it was inevitable. My daughter asked me to throw her a Frozen birthday party, like the half dozen we’d already…

Adult children are returning to the nest and depending on their parents

Financial Dangers Parents Face When Adult Children Live at Home

By Bill Fay | June 21, 2013

The American Dream is the ideal where parents work hard so they can own a home, send their kids to college and watch them grow up into happy and fiscally…