President Joe Biden giving a speech behind a podium

Details on Biden’s Student Loan Forgiveness Plan

By Bill Fay | August 24, 2022

President Biden’s executive order allows those making less than $125,000 per year ($250,000 for married couples who file taxes jointly) to sweep $10,000 off their balances owed. That could wipe…

Graduation cap on stack of money

Should You Use Annuity Cash to Pay Off Student Loans?

By Alanna Ritchie | May 14, 2021

Student loan debt won’t disappear on its own. Loan servicers with a court order can actually take money from your paycheck if you don’t make payments or fail to ask…

Young male student who is looking at a car to buy with a student loan

Dangers of Using Student Loans to Buy a Car

By Max Fay | May 13, 2021

When the federal government handed out the first student loans in 1958, the message was simple: This money is to be used for education purposes, meaning tuition, books, fees, supplies…


Experts: Don’t Panic, College Can Be Affordable

By Bill Fay | May 13, 2021

For starters, don’t panic. An affordable college education remains within reach if you plan and proceed wisely. Forecast the costs, survey the options, and apply for any aid packages for…

College Graduate Budget Computer

College Graduates Should Budget (And Save!) Right Away

By Bill Fay | May 13, 2021

When Ryan Dwyer received his undergraduate history degree from the University of South Florida in 2016, he felt a sense of accomplishment. His hard work had paid off with society’s…

College Student on computer looking up his credit score

College Students Could Learn More About Credit Scores

By Bill Fay | May 13, 2021

If you have children going off to college this year, and don’t already have an exaggerated list of study requirements mapped out for them, it’s wise to suggest they learn…

Dining Costs More Than Student’s Budget

Dining Costs Eating up College Students’ Budget

By Bill Fay | May 12, 2021

As the cost of college skyrockets, students are searching for ways to cut expenses. A good place to look is on their dinner plates. Food expenses can wreck a budget…

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Dorm vs. Apartment: Which is Cheaper

By Max Fay | May 12, 2021

Where to live in college is annually one of fiercest arguments in every household, but if you think you’re going to win a debate between dorms and apartments based on…

student financial tips

10 Financial Tips for College Students

By Bill Fay | May 12, 2021

Now that you’re in college, it’s likely that you are in charge of your own financial affairs more so than when you lived at home and functioned mostly as part…

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College Guide to Buying Computers

By Max Fay | May 12, 2021

Complete reliance on a laptop is one of the most common shared experiences among college students. You stay up late in the library, pounding on your keyboard and thinking to…