The Latest Debt & Finance Blog

Debt Consolidation Or Debt Management Could Help Cure ‘Holiday Hangover’

By Bill Fay | November 17, 2014

The day of reckoning is fast approaching for annual budgets and it may not be a good one for people who rely on credit cards. Annual bills often collide with…

Ignore Monthly Bills At Your Own Risk During Holiday Season

By Bill Fay | November 6, 2014

Get ready America, the Holiday Shopping Circus is rolling into your town again this year and no one is immune from the excitement it generates. Least of all someone with…

Fact Is, Opinions Don’t Say Much In Cellphone Argument

By Bill Fay | November 6, 2014

What settles arguments in your house: Facts or opinion? That seems like a loaded, but relatively easy question. Facts win, right? Well, sometimes. A study by Dartmouth College suggested that…

Credit Scores Going Up … Without Any Help From Consumers

By Bill Fay | October 13, 2014

The average credit score for American consumers is at an all-time high, but will almost surely go higher within the next year as credit bureaus and government tinker with one…

Debt Weighs Heavily On People Near Retirement

By Bill Fay | October 7, 2014

The duel between debt and income is spilling over into the retirement years for more and more people. At one time, it was common to have all the major bills…

How to Host a Frugal Frozen Birthday Party

By Max Fay | September 15, 2014

I thought we could avoid it. I promoted alternatives. But it was inevitable. My daughter asked me to throw her a Frozen birthday party, like the half dozen we’d already…

Your Credit Score: Secret, Especially From You

By Bill Fay | September 4, 2014

Do you think you know your credit score? Credit scores – the numeric measure that shows lenders whether a person is likely to repay a loan – are a must-have…

Frugal Man – Cell Phone Virgin Stumps Apple on iPhone 6 Release

By Bill Fay | August 27, 2014

I went shopping for a cell phone the other day and found out I’m not as special as I thought I was. I have never owned one and for at…

Ice Bucket Challenge: Ways To Give Back Without Spending Money

By Bill Fay | August 26, 2014

Admit it. You’ve considered de-friending the person that challenged you to the Ice Bucket challenge on Facebook.  The videos that are flooding your news feed are all apart of the…

Frugal Man — Might Buy a Cell Phone

By Bill Fay | August 25, 2014

Not sure you are aware of this, but the cell phone industry will pass a fairly significant milestone this year and there is a good chance I could be the…

Sources:

  1. SOURCES:
  2. NA, (2014, February 7) Consumer Credit – G. 19 Retrieved from http://www.federalreserve.gov/releases/g19/20140207/
  3. NA, ND. What’s the difference between debt consolidation and debt management or debt settlement? Retrieved from http://www.investopedia.com/ask/answers/110614/whats-difference-between-debt-consolidation-and-debt-management-or-debt-settlement.asp