Photo of Boston harbor waterfront with downtown Boston skyline in background near sunset

Consumer Debt in Massachusetts

By Bill Fay | September 10, 2012

Massachusetts residents are some of the most fiscally responsible American citizens. They carry average amounts of credit card debt and student loan debt and above-average levels of mortgage debt, but…

Consumer Debt in Ohio

By Bill Fay | September 10, 2012

Choose Your Debt Amount Consolidate Debt in Minutes AVERAGE CREDIT CARD DEBT $0 AVERAGE FICO CREDIT SCORE 0 AVERAGE STUDENT LOAN DEBT $0 Where Ohio Debt Ranks Ohio’s economy continued…

Photo of Susquehanna River with Harrisburg Pennsylvania skyline in background

Consumer Debt in Pennsylvania

By Bill Fay | September 10, 2012

Pennsylvanians are more financially stable than average Americans. They have less credit card debt, lower mortgages and smaller amounts of debt as a whole. This helps them keep bankruptcy filings…

An infographic demographic breakdown of the economics of Democrats includes location, married status, income, age, education and race.

Economic Demographics of Democrats

By Bill Fay | August 23, 2012

The U.S. economy has been on the forefront of Americans’ minds for several years, and the state of the economy played a pivotal role in the 2012 election season. The…

Debt collector call

Aggressive Debt Collectors Face Crackdown

By Bill Fay | August 21, 2012

Long accused of using aggressive and unethical tactics, debt-collection agencies have stepped up their games recently to collect owed monies during these hard economic times. In response, lawmakers nationwide have…

Who are the Republican voters, where they live, what they believe and how they relate to the rest of America.

Economic Demographics of Republicans

By Bill Fay | August 10, 2012

It’s a good time to take stock of the Republican Party’s status. The year 2012 was a continuation of struggles among mainstream factions, tea party activists, special-interest groups and the…

Obama and Romney 2012 Election

Consumer Debt and the 2012 Presidential Election

By Bill Fay | August 7, 2012

Consumer debt is quickly becoming one of the biggest issues in the 2012 presidential election. While standard concerns such as national defense, immigration and abortion continue to get their fair…

State of Florida Grass Beach Background

Consumer Debt in Florida

By Bill Fay | July 31, 2012

  Choose Your Debt Amount Consolidate Debt in Minutes AVERAGE CREDIT CARD DEBT $0 AVERAGE FICO CREDIT SCORE 0 AVERAGE STUDENT LOAN DEBT $0 Florida Unemployment & Bankruptcy In a…

New York City 5th avenue photo taken from above

Consumer Debt in New York

By Bill Fay | July 31, 2012

New Yorkers have high levels of consumer debt, most notably in the form of mortgages, student loans and credit card balances. Their bankruptcy rates resemble those seen nationwide, with a…

Credit Reporting Agencies picture

Credit Reporting Agencies Soon to Gain Federal Oversight

By Bill Fay | July 25, 2012

After years with little or no oversight, more than 30 U.S. consumer reporting firms will fall under the eye of the Consumer Financial Protection Bureau (CFPB) starting September 30. It…