State of Florida Grass Beach Background

Debt Relief Options in Florida

By Bill Fay | July 31, 2012

Debt Relief Programs in Florida Debt relief is available in Florida to those who feel overwhelmed by what they owe. Relief comes mainly via banks, credit unions, online lenders and…

New York City 5th avenue photo taken from above

Debt Relief Options in New York

By Bill Fay | July 31, 2012

Debt Relief Programs in New York If you need debt relief in New York, credit counseling agencies (nonprofit and for-profit), banks, credit unions and online lenders specialize in helping consumers…

Credit Reporting Agencies picture

Credit Reporting Agencies Soon to Gain Federal Oversight

By Bill Fay | July 25, 2012

After years with little or no oversight, more than 30 U.S. consumer reporting firms will fall under the eye of the Consumer Financial Protection Bureau (CFPB) starting September 30. It…

United States Department of Treasury on United States ten dollar bill

The Federal Government and Debt

By Bill Fay | June 19, 2012

Article 1, Section 8, of the U.S. Constitution empowers Congress to borrow money against the full faith and credit of the government. And since its beginning as a sovereign nation,…