Category:
Credit

Can You Pay off a Credit Card With Another Credit Card?

By Bents Dulcio | July 2, 2024

Most adults (82% in 2023) have at least one credit card. We use them to shop for groceries, make online purchases, and build our credit profiles. Some of us may…

What Happens to Your Old Credit Card After a Balance Transfer?

By Sarah Brady | June 26, 2024

Paying off your debt with a new credit card probably sounds easy. You just open up a new card, use it to pay off your other accounts and then it’s…

Are Balance Transfers a Good Idea?

By Michael Knisley | June 25, 2024

Wait, there’s a question about this? A balance transfer lowers an interest rate and speeds up the getting-out-of-debt process and we wonder if that is a good idea? Well duh!…

What Are the Benefits of a Balance Transfer?

By Maureen Milliken | May 30, 2024

It may seem counter-intuitive to open a new credit card to solve a credit card debt problem, but a balance transfer card is not just intuitive, it’s a great option…

Do Balance Transfers Hurt Your Credit?

By Sarah Brady | May 22, 2024

Not everything that’s good for your finances is good for your credit, and vice versa. For example, using credit cards and loans helps build your credit scores, but can also…

Why You Should Never Pay a Collection Agency

By Robert Shaw | February 23, 2024

If your list of resolutions includes better money management or, better yet, an all-out war on debt, then hearing from a collection agency is the definition of a bad start…

Can I Consolidate My Debt Into a New Mortgage?

By Robert Shaw | November 16, 2023

Even the simplest framing of debt – good debt vs. bad debt – can be more complex than it seems. It’s small wonder why debt reigns as the biggest issue…

How to Consolidate Business Debt

By Sarah Brady | November 13, 2023

Debt is a major problem for small business owners. According to a survey from Business.org, 89% of business owners have taken on personal debt to keep their business afloat. The…

Credit Card Debt Payoff Calculator

By Alan Schmadtke | October 31, 2023

A debt payoff calculator is a specific tool that tells you how long it will take you to pay down your debt to zero. While simple, this calculator delivers valuable…

Cash & Payday Advance Apps

By Maureen Milliken | September 8, 2023

If you live paycheck to paycheck, cash advance apps are a tempting solution to short-term money problems, such as rent, car trouble, or any other financial emergency that requires cash.…