Category:
Credit

Credit Unions & Debt

By Bill Fay | July 6, 2012

Some borrowers who are looking for trustworthy lenders are simply swayed by news out of the financial sector, news that documented at a rash of bank failures and subsequent efforts…

Credit Monitoring, Credit Reporting Services and Identity Protection

By Bill Fay | June 19, 2012

Consumers’ financial identities are always at risk. A single late payment might bring down your credit score, a clerical error may lead to inaccurate or outdated information being reported, and…

How Often are Credit Scores Updated?

By Bill Fay | June 18, 2012

Every consumer should be interested in their credit score, especially if they are considering a major financial move that will require a loan. Anyone wanting credit for a mortgage, auto…

How to Establish and Build Credit

By Bill Fay | June 18, 2012

Where can you go in today’s economy with good credit? Just about anywhere! Where can you go in today’s economy with bad credit? Just about nowhere! Building good credit has…

Signs of Good and Bad Credit Cards

By Bill Fay | May 22, 2012

The selection process for credit cards has become a lot like choosing a new car: it’s a beauty contest, with banks and card companies offering many attractive choices. In the…

Banks, Credit Unions & Savings Institutions

By Bill Fay | April 23, 2012

American banks offer a smorgasbord of investment options. From commercial and savings banks to credit unions and trust companies, consumers have a dizzying array of choices for saving and borrowing…

Credit Solutions

By Bill Fay | April 16, 2012

Each one of these 3 credit solutions can be a viable solution for getting out of debt, depending on the circumstances you’re in and the resources you have available. Any…

Credit Unions & Student Loans

By Bill Fay | April 3, 2012

Many students take out private loans to cover their college costs, but many lenders today have less credit to offer than in years past.  This has opened a business opportunity…

Credit Unions & Real Estate

By Bill Fay | April 3, 2012

Traditionally, banks have provided the bulk of American mortgages. Freddie Mac and Fannie Mae, two government-sponsored enterprises, may back these mortgages, but it’s been established lenders with a national reach…

Credit Protection Laws: The Consumer Credit Protection Act

By Bill Fay | March 27, 2012

Your consumer credit rights are protected in large part by the Consumer Credit Protection Act (CCPA), which became effective in the late 1960s. This act is made up of several…