Bill Fay Staff Writer
Bill “No Pay” Fay has lived a meager financial existence his entire life. He started writing/bragging about it seven years ago, helping birth Debt.org into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering college and professional sports, which are the fantasy worlds of finance. His work has been published by the Associated Press, New York Times, Washington Post, Chicago Tribune, Sports Illustrated and Sporting News, among others. His interest in sports has waned some, but his interest in never reaching for his wallet is as passionate as ever. Bill can be reached at email@example.com.
Bill Fay Biography
Bill Fay came to Debt.org with 38 years of writing experience, 24 years of marriage experience and 21 years parenting experience . . . and still counting, in all three areas.
His writing is often a mixed bag of his triple life experiences as husband/father/Irish Catholic, though he insists that he seeks “information from someone on the other side” to include in all his stories.
“There are (at least) two sides to every story,” Bill said. “I already know mine and whatever I write certainly will reflect that. But I don’t like one-sided stories. I want to offer some balance by including information from the other side. That’s why I invite readers input/comment/criticism on any subject I write about.”
Bill has written for newspapers, magazines, broadcast journalism and marketing organizations during his professional career. His skills, however, were first developed by Sister Rosari at Ascension Catholic School.
“You’re never going to make a living playing sports,” the good nun told him in 7th grade, “so you’d better work a little harder on your writing.”
Sister Rosari, as usual, was correct.
Bill wrote about sports for 23 years, starting at the Tampa Tribune as a 19-year-old sophomore at the University of South Florida. He covered high school sports while finishing his last three years at USF, a school he describes as “having three pools, 26 tennis courts, an 18-hole golf course … and several buildings where you could go and learn something, if you wanted to.”
Bill continued covering preps his first three years out of college, then became the beat reporter for the Tribune’s coverage of the University of Miami during their run through the 80s that included three national championships and plenty of off-field drama.
At the same time, the Tribune had Bill report on the Miami Dolphins and the first five years of the Don Shula-Dan Marino era. He covered five AFC Championship games and Super Bowls XVIII and XXV in that capacity.
During that time, Bill was the Tribune’s primary writer for college basketball and baseball. He covered the NCAA Tournament from 1983-1988 and the College World Series during that same time period.
His last stop for the Tribune was as a beat writer for the Orlando Magic when the franchise started in 1989 through 1996, including the appearance in the 1995 NBA Finals.
He moved to Sunshine Network (now Sun Sports) in 1996 to start that company’s website and a nightly, hour-long show called Sunshine Network Live. His on-air appearances alongside TV veterans Pat Clarke and Charles Davis convinced Bill that writing was his most reliable communications skill.
He returned to writing in 2004, taking a job as the Communications Officer for LYNX, the public transportation agency in Orlando. He spent eight years at LYNX, writing speeches for the CEO, news stories, community presentations and advertising copy before one of the chief administrators decided “. . . the communications department no longer needs a writer.”
That opened the door to working for Debt.org and what Bill considers one of the most satisfying years of his life. His wife Susan secured full-time employment as an art teacher; his oldest son graduated from the University of Florida and is moving on to law school; his middle child is enrolled at Florida State and already involved in radio there and his youngest son just got his driver’s license.
Bill says that all those life experiences come in handy when writing about debt. He hopes visitors to Debt.org will accept his invitation to be part of the process in helping decide what stories to write and what slant to take on those stories to entertain and inform our readers.
Top Pages Written By Bill Fay
- Nov 28, 2018
People are supposed to relax when they retire, not worry about financial problems. Studies show that a lot of retirees turn to alcohol for debt relief, but there is a better way than booze: Bankruptcy.The mere word makes a lot of people cringe, ...
- Oct 22, 2018
Security breaches have become so commonplace in the United States that news around them barely causes a ripple these days.Even if it’s news that provides consumers an extra layer of protection and won’t cost them a dime.The Economic Growth, ...
- Oct 18, 2018
Across America, home values are on the rise again, surging with the economy. With that surge, homeowners eager to scratch a pent-up-demand itch once again are taking out HELOCs, or home equity lines of credit.Yes, at last, houses that spent much of the ...
- Personal Finance
- Oct 17, 2018
The loan business is getting personal.We’re talking personal loans, and they are exactly what they sound like. You borrow money from a lending institution and pay it back.The big difference from mortgages or car loans is that you don’t need ...
- Apr 25, 2018
The era when almost anyone with a pulse could get a loan or mortgage from a commercial bank ended with the financial meltdown of 2008. Today, tightened regulations and a reluctance among large lenders to deal with risky customers has shifted borrowing to ...
- Apr 17, 2018
Here’s a warning for anyone who must borrow money for college. There’s an assault under way on the most cost-effective and popular student-loan repayment programs.Lines are being drawn and people are choosing sides. The ability for borrowers to ...
- Jan 22, 2018
American consumers owe a record $1.023-trillion in revolving credit - mostly through credit-card debt - and with interest rates expected to rise in 2018, financial experts predict the problem will escalate unless consumers take a more aggressive approach in ...
- Personal Finance
- Jan 15, 2018
If you’re one of the millions of Americans for whom payday can’t come soon enough, technology is catching up with your dreams.Uber, McDonald’s and Outback Steakhouse are among a growing number of employers that are offering workers an on-demand ...
- Jan 9, 2018
Most Americans will face a nice little dilemma in 2018. Thanks to tax cuts, we are going to take home more of our paycheck.But what should we do with that extra cash?If you use credit cards, finding the answer is a lot easier than executing it, so ...
- Oct 10, 2017
The recent data breach at Equifax, one of the three major credit reporting bureaus, has created an uncomfortable situation for the more than 145 million American consumers whose personal information has been exposed.What do I do to limit damage from the ...
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