Small Business

Man holding a Gift Card

What to Do with Gift Cards to Businesses That Are Out of Business

By Bill Fay | August 23, 2012

Gift cards are always popular gift choices. They’re appropriate for any occasion, they never go out of style and they never lose their value. That is, of course, until the…

Young businesswoman reaching over paper filled desk to access laptop

Prioritizing Your Bills as a Small Business

By Bill Fay | August 10, 2012

Should a sudden financial calamity or cash-flow crisis arise in your small business, you must have a plan in place for making essential payments — assuming you want to keep…

Businessman doing finances in his own small business

How to Juggle Your Small Business Finances and Make Payroll

By Bill Fay | August 10, 2012

At one time or another, most small businesses face a cash flow problem — money coming in does not cover money going out, including payroll. The dilemma may be caused…

Illustration of giant hand asking confused businessman for tax money

How to Handle Tax Delays as a Small Business

By Bill Fay | August 10, 2012

Just as it does with individual taxpayers, the Internal Revenue Service (IRS) expects all small business owners to file tax returns and pay taxes owed in full by the due…

Three people's hands on desk writing on papers and using laptop with sign that says "Employee Benefits"

Small Businesses and Benefits Packages

By Bill Fay | August 10, 2012

According to the U.S. Census Bureau, there are approximately 27 million small businesses (less than 100 employees) in America. These small businesses employ 36 percent of the country’s workforce —…

Illustration of small business making sales and increasing profits

Obtaining Credit for a Small Business

By Bill Fay | August 10, 2012

As every small business owner knows, financing is essential to the success and growth of an enterprise. Without outside financing, and without the ability to obtain and utilize credit, a…

Isometric model of finance people around coins, books, and an arrow growing upwards

Sources of Financing for Small Business

By Bill Fay | August 10, 2012

Approximately 80 percent of the estimated 27.5 million U.S. small businesses – defined as those with fewer than 500 employees – use some form of credit to help finance their…

Small Business

By Bill Fay | August 10, 2012

Choose Your Debt Amount Consolidate Debt in Minutes SMALL BUSINESSES IN THE U.S. 0 Million SMALL BUSINESS CLOSURES 2008-2010 0 SMALL BUSINESS OWNERS IN MAJOR DEBT 0% Small Business Funding…

Small Business Recovery picture

Small Businesses Show Recent Signs of Recovery

By Bill Fay | July 20, 2012

There is good news for small business owners and entrepreneurs considering a new venture — lenders are steadily increasing their volume of small business loans. In May, the overall number…