Category:
Debt FAQs

Traveling on a Budget: 10 Tips to Save Cash

By Bill Fay | May 23, 2021

We all know traveling isn’t cheap or easy. Depending on the destination and the length of stay, a vacation can take months of researching, planning and saving. Despite this, people…

When You Can’t Afford Your Electric Bill

By Bill Fay | May 23, 2021

Budgets take a beating during the summer and it’s not just from the money spent on vacation. Going to see Grandma or spending a week at the beach are seen…

Timeline of U.S. Federal Debt Since Independence Day 1776

By Bill Fay | May 19, 2021

As we get closer to America’s 245th year of independence, it’s a good time to reflect on how debt is woven into our country’s fabric. Especially since we’re now weaving…

Financial Help for COVID-19

By Bill Fay | September 9, 2020

While many of the programs put in place by Congress to provide financial help to Americans during the COVID-19 pandemic have expired, those who need help with bills and other…

How To Get Out of Debt with Bad Credit

By Bents Dulcio | May 20, 2019

Severe debt and bad credit are a recipe for nightmares. If you have bad credit, it’s hard to climb out of debt. If you have severe debt, it’s hard to…

Student Loan Forgiveness, Grants, & Financial Assistance for Teachers

By Max Fay | May 9, 2019

Teaching is both a profession and a calling. What it is not is especially lucrative. Few occupations make such a huge impact for so little financial gain. Fortunately, options are…

What Is the Debt Avalanche?

By Bents Dulcio | May 8, 2019

Have you ever wondered how on earth you ended up with so many credit cards? Probably, it was the intro deals that reeled you in. Who could pass on 0%…

Do Dave Ramsey’s Baby Steps Actually Work?

By Mike Capuzzo | April 18, 2019

If you’re smothered under an avalanche of credit card debt, radio financial guru Dave Ramsey says don’t panic – just make snowballs. Slowly, one snowball at a time, you’ll dig yourself out…

Financial Assistance for Seniors: Government Programs and Debt Help

By Bents Dulcio | April 4, 2019

Events that have created woes for seniors in the last few years — inflation, soaring healthcare costs and a pandemic that won’t go away — are proof of the old…

Financial Help for Parents With a Special Needs Child

By Max Fay | April 3, 2019

The cost of caring for a child with special needs can be frightening. It costs well over $300,000, at current prices, to raise a child from the time he or…