Category:
Credit
If you need money in a hurry, you can get cash through your credit card or a payday loan. It’s quick and convenient, but don’t be fooled. It can be…
The answer to the question posed here — Should I pay my credit card bill early? — is frustratingly vague: It depends. Whether it’s wiser to pay early or wait…
When people are overwhelmed with debt – particularly credit card debt – a debt consolidation loan is one solution. A debt consolidation loan combines several accounts into one monthly bill.…
A credit utilization ratio (CUR) is the percentage of your available credit that you’re currently using. While the term may sound technical, the concept itself is straightforward. Your credit utilization…
You can have as many credit cards as you want. That doesn’t mean you should get as many as you want. What is the right number for you? That depends…
Maybe you can handle one over-used credit card, even if keeping a big balance on it isn’t wise. But how ‘bout two? Or three? Or even four or more well-worn…
The average American has about four credit cards. If you’re an average American, you might want to get rid of at least one of them, thinking it will help you…
Old debts can continue to haunt you, mostly in the form of a ringing phone as debt collectors try to get you to pay. The debt collection agency likely will…
Using a Credit Privacy Number (CPN) when applying for a loan or other credit, or even an apartment or job, is illegal. The Federal Trade Commission, Consumer Financial Protection Agency,…
If you’ve missed multiple payments on your credit card, you will be at risk of defaulting – and that’s a big (sometimes very messy) deal. Default on a credit card…