Category:
Bankruptcy

How Does Bankruptcy Affect Your Credit?

By Bill Fay | December 18, 2018

When you file for bankruptcy, you should know that this negative mark will stay on your credit report for 7-10 years and its immediate impact will be a 100-200 point…

Do I Need a Bankruptcy Attorney?

By Bill Fay | December 11, 2018

What Does a Bankruptcy Attorney Do? The word bankruptcy is so fraught with negative images that consumers tend to forget the real purpose behind filing: A) It provides protection from…

Chapter 11 Bankruptcy

By Bill Fay | October 5, 2018

Most people know more about the Chinese alphabet than the U.S. bankruptcy system. The most common filings are Chapter 7 or Chapter 13, though other options can add to the…

What Are the Consequences of Bankruptcy?

By Bill Fay | May 9, 2018

Filing for bankruptcy can be a scary thought, in part because the fallout from filing is significant. However, if bankruptcy is necessary and is managed properly, it can offer short-term pain…

Online Bankruptcy: Get a Free Evaluation and Online Filing Options

By Bill Fay | February 5, 2018

The question ‘can you file for bankruptcy online’ is a tricky one in 2022. Because the answer is: You can’t, unless you have a specific certification that typically only goes…

Chapter 7 Bankruptcy

By Bill Fay | December 17, 2017

Choose Your Debt Amount Chapter 7 bankruptcy is a “second chance” to regain control of your finances by having most of your unsecured debt, including credit card debt, medical bills, and…

Should I File for Bankruptcy?

By Bill Fay | November 29, 2017

Bankruptcy is never anyone’s first choice. But if creditors are suing you, garnishing your wages, or threatening foreclosure, bankruptcy might be the tool you need to get back on your…

Chapter 13 Bankruptcy

By Bill Fay | September 19, 2017

What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy is designed to assist individuals whose debts are out of control but who make enough money to repay their debts in part,…

How to Find a Bankruptcy Attorney: Where to Look and How to Choose

By Bill Fay | September 7, 2017

How To Choose A Bankruptcy Lawyer So, you’re in deep financial trouble. Behind on mortgage, car and student loan payments. Already maxed out six credit cards and headed that way…

Cost of Bankruptcy

By Bill Fay | September 7, 2017

How Much Does Bankruptcy Cost? Filing for bankruptcy helps consumers and businesses get rid of their debts, repay their creditors and get a fresh start on their finances. But it costs money…