Category:
Debt FAQs
Budgeting has a bad reputation among a lot of America households who view it as a way to strip all the fun out of spending money. No more shopping. No…
The one thing that keeps most Americans up at night is not a lumpy mattress or getting chased by a naked Woody Harrelson in a dream. It’s the Big D…
The Rule of 78 is a financing method that allocates pre-calculated interest charges that favor the lender over the borrower on short-term loans. The Rule of 78 can be traced back…
If you’re currently experiencing a mental health crisis or if you’re considering harming yourself or others, please get help immediately. You can call the free and confidential National Suicide Prevention…
Gambling is essentially anything that starts with the phrase “I bet…” And you can bet America loves to gamble. About 75% of adults in the U.S. – that’s 194 million…
Having to confront the consequences of outstanding debts can be an upsetting and worrisome experience. Regardless of how one fell into debt – whether from overspending, a medical or family…
Banking used to be simple. Bankers lived by the 3-6-3 rule — borrow at 3 percent, loan at 6 percent, and hit the golf course by 3 in the afternoon.…
You can be insolvent without being bankrupt, but you can’t be bankrupt without being insolvent. Confused yet? Many people think of the two as the same thing, but they are…
Your finances are an important part of your life and future. Financial responsibility and sound decision-making about your money now can save you money down the road and make it…