Category:
Credit

Credit Unions & Real Estate

By Bill Fay | April 3, 2012

Traditionally, banks have provided the bulk of American mortgages. Freddie Mac and Fannie Mae, two government-sponsored enterprises, may back these mortgages, but it’s been established lenders with a national reach…

Credit Protection Laws: The Consumer Credit Protection Act

By Bill Fay | March 27, 2012

Your consumer credit rights are protected in large part by the Consumer Credit Protection Act (CCPA), which became effective in the late 1960s. This act is made up of several…

Credit Scoring Models

By Bill Fay | March 27, 2012

There are several models used to determine a credit score, so your score for an auto loan may be different from your score for mortgages or credit cards. What Is…

Credit

By Sarah Brady | March 19, 2012

Credit is when a bank or business gives you something of value now with a promise that you will pay for it later, usually with interest added. AVERAGE CREDIT CARD…