Category:
Credit
Credit cards are a hot topic for Millennials. Half of the world tells us that credit cards are pure evil and the other half constantly brags about the “rewards” they…
“Can you hold please?” the banking representative asks me over the phone. “Yes,” I say. Deep breaths. Count to 10. This is the second time I’ve called my bank…
The COVID-19 pandemic has created record unemployment, erased profit margins, closed businesses and wreaked havoc on almost every family’s money outlook. It has even affected America’s ultimate get-out-of-jail financial symbol…
When in need of quick cash to pay a bill or an emergency expense, a payday loan is often the easiest place to turn. It is also often the most…
Money troubles weigh heavily on military families. In fact, service members and spouses in a 2018 Blue Star Families survey ranked financial stress as a bigger concern than deployment, moving,…
People normally enter credit counseling when they are struggling with burdensome debt and need help working through it. In most cases, buying a home and taking on a mortgage isn’t…
When you graduate college, your priorities shift from football games and final exams to landing your first job, locking down an affordable apartment and repaying student loans. Here’s one more…
Talking to a credit counselor is probably the last thing on your mind when you’re shopping for a home. The list of people you already have to speak to —…
They sound like different ways of saying the same thing, but credit counseling and credit repair are two completely different strategies for lifting yourself out of debt. Credit counseling is…
The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…