Category:
Credit

  Almost 190 million Americans have a credit card and they will make about 30 billion transactions in 2018. Sometimes, however, cash is still king. If you don’t need actual…

If you don’t qualify for a traditional credit card because you have no credit history, secured credit cards are a great way to get your toes wet and learn how…

Given the dramatic increase in the number of delivery systems bombarding American homes — television, radio, internet, social media, phone, mass mailings, magazines, flyers, advertising copy — and the fact…

  To many American consumers, the three major credit bureaus — Experian, Equifax and TransUnion — must seem like confusing and unexplainable financial force. The “Big Three” credit reporting bureaus…

Welcome to every consumer’s nightmare. For years, you’ve have used credit cards for everything from gas to groceries to going out on the town and never thought twice about the…

Debt collection arbitration is a process for resolving unpaid debt that is seriously, sometimes hopelessly, in arrears. If being desperately and deeply in debt describes you, and settling up for…

Credit unions are nonprofit organizations that provide members the same financial services as banks, but without the emphasis on making money. The 115 million Americans who belong to credit unions…

Interest rates and credit cards have a powerful — and potentially explosive — relationship in the U.S. economy. Interest rates are the economic fuel that makes credit card companies so…

The debt collection industry generates $11 billion a year from the 70 million Americans who haven’t or can’t pay their bills. Debt collectors get most of their revenue from people…