Category:
Credit
Americans have about 800 million credit cards in their wallets and purses. If laid end-to-end, those 3½-inch pieces of plastic would circle the globe almost two times. Yet some people…
Credit scores are influential numbers because they usually determine the interest rates assigned to a consumer and whether someone can get a loan. They gauge a consumer’s paying habits and…
Revolving credit is a loan with a predetermined spending limit that automatically renews as the debt is paid off. Credit cards are the most popular example of revolving credit and…
The Consumer Financial Protection Bureau (CFPB) is an independent agency under the Federal Reserve System. It was created in 2010 to protect and educate consumers about their dealings with financial…
LendingClub is an online financial service that connects borrowers with loans that fit their needs. It works best for borrowers with good to excellent credit who are looking for personal…
Almost 190 million Americans have a credit card and they will make about 30 billion transactions in 2018. Sometimes, however, cash is still king. If you don’t need actual…
If you don’t qualify for a traditional credit card because you have no credit history, secured credit cards are a great way to get your toes wet and learn how…
Given the dramatic increase in the number of delivery systems bombarding American homes — television, radio, internet, social media, phone, mass mailings, magazines, flyers, advertising copy — and the fact…
To many American consumers, the three major credit bureaus — Experian, Equifax and TransUnion — must seem like confusing and unexplainable financial force. The “Big Three” credit reporting bureaus…
Welcome to every consumer’s nightmare. For years, you’ve have used credit cards for everything from gas to groceries to going out on the town and never thought twice about the…