Category:
Credit
Few people sail through life without borrowing. Almost everyone needs a loan to buy a car, finance a home purchase, pay for a college education, or cover a medical emergency.…
The definition of debt collector harassment is to intimidate, abuse, coerce, bully or browbeat consumers into paying off debt. This happens most often over the phone, but harassment also could…
Wage garnishment is a subject people want to avoid talking about, but if your wages are being garnished that is exactly what you should be talking about. Wage garnishment is…
A line of credit is a pre-approved loan that allows you to access the money you need when you need it. The money can be used for whatever you want…
American consumers owe a record $1.023-trillion in revolving credit – mostly through credit-card debt – and with interest rates expected to rise in 2018, financial experts predict the problem will…
Here’s what you get with Credit Report Counseling: Walk through your credit report, section by section, with a certified credit counselor Learn what is costing you points Learn how to…
Types of Consumer Credit & Loans Consumer loans and credit are a form of financing that make it possible to purchase high-priced items you can’t pay cash for today. Banks, credit…
The recent data breach at Equifax, one of the three major credit reporting bureaus, has created an uncomfortable situation for the more than 145 million American consumers whose personal information…
Once in a while, situations arise in which you might need a substantial chunk of extra money, but don’t have substantial collateral – house, car, property of some kind –…
What is a Debt Management Plan? How can it help? A debt management plan is NOT a loan. In a typical program, debt management companies work with creditors on your…