How to Quickly Fix and Improve Your Credit Score

    For most, a credit score is background noise in a busy life of more pleasant pursuits. Then we want to acquire something important and expensive — a house, a car, an engagement ring, even a debt-consolidation loan — and that credit score becomes the main ...

    Eliminating Debt Without Paying: Fact or Fiction?

    Paying credit card bills can feel like fighting a fire. You put out one flame and another pops up. Eventually, you just want to get away from the flames.A lot of people think the best way is by filing bankruptcy, mainly because they can escape without ...

    Debt Consolidation for Payday Loans

    About 55 million Americans don’t have emergency savings, so it follows that when emergencies happen, they turn to payday loans.Approximately 12 million consumers use payday loans and typically pay $15 for every $100 borrowed. The annual percentage rate ...

    I Can’t Pay My Cable Bill: What To Do

    Another month, another budget-crippling cable bill. When will it ever stop?The average cable bill is now $103.15 a month and is increasing year after year, despite more competition. What do you do when you can't pay your cable bill anymore?It can be ...

    Dangers of Using Student Loans to Buy a Car

    When the federal government handed out the first student loans in 1958, the message was simple: This money is to be used for education purposes, meaning tuition, books, fees, supplies and living expenses such as room and board.No mention was made of using ...

    Dorm vs. Apartment: Which is Cheaper

    Where to live in college is annually one of fiercest arguments in every household, but if you think you’re going to win a debate between dorms and apartments based on financial reasons alone, think again. SPOILER ALERT: The competition is too close to ...

    The 6 Biggest Debt Consolidation Myths: Know the Truth

    If you’re looking for a way out of debt, chances are good you’ve come across the term “debt consolidation” and chances are just as good that everyone you talk to has a different opinion about it.The simple truth is that debt consolidation most ...

    Millennials Using Side Jobs to Pay Off Debt

    In the words of rapper/philosopher Jay Z: “You can’t knock the hustle.”Millennials are having to hustle to pay their student loan debt. Over 44 million American have student loan debt, and the average Millennial who graduated in 2016 owes $37,172. ...

    Millennial’s Car Rental Issues & Alternatives

    We can drive a car at 16, vote at 18, drink at 21, but until recently, we couldn’t rent a car until 25.Fortunately for the 25-and-under crowd, those rules have changed … slightly.Most car-rental agencies now rent to anyone 21-and-older, but ...

    College Guide to Buying Computers

    Complete reliance on a laptop is one of the most common shared experiences among college students.You stay up late in the library, pounding on your keyboard and thinking to yourself: “Man, I wish I hadn’t spent all day procrastinating on social ...

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