Category:
Debt Help
Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…
Would you be able to pay off your credit card debt, if creditors forgive 40% to 50% of your debt? And agreed to those numbers up front without negotiating? And…
The Payoff Loan is the debt consolidation loan product of financial wellness company Happy Money, which changed its name from Payoff. The company “is on a mission to develop and…
Debt consolidation through a refinanced mortgage is an attractive and beneficial way to pay off loans and eliminate high-interest debt. The prime factor for qualifying for debt consolidation refinancing is…
If the size and complexity of your debt is bothering you, trust your instincts. Yes, you ought to consider consolidating that debt to make it more manageable. There is good…
You’ve seen TV commercials about the virtues of consolidating your debts, but there’s one nagging issue. Is it going to hurt your credit? The last move you want to make is…
Debt settlement is a financial agreement where the lender agrees to accept a lump-sum payment from the borrower to settle an outstanding debt. The payment is for a significantly lower…
Borrowers who are in over their heads with high-interest credit cards and spiraling finances looking to consolidate debt often turn to startup online lenders and fintech companies for a solution.…
Upstart is an online loan marketplace that uses artificial intelligence to assess a creditor’s risk, a big departure from the traditional credit score model. The company says AI makes affordable…
In 2005, Prosper was the first company to bring lending to the peer-to-peer (P2P) marketplace. P2P marketplaces (i.e. Airbnb, Uber) offer individuals a place to exchange goods and services. Think…