Debt Help

Notepad labeled Consolidating Your Debt

Debt Consolidation With Personal Loans

By Michael Knisley | October 5, 2023

Is this you? Losing the battle against your credit card balances? Surrounded by interest rates so high you can barely make minimum monthly payments? Bills to the right of you,…

Using a calculator to determine consolidating debt with mortgage refi

Consolidating Debt Into a Mortgage Refinance

By Sarah Brady | September 14, 2023

If you’re struggling to manage debt, taking on a new loan might seem like a bad idea. For some debtors, however, using a new loan to pay off debt could…

Man calculating a tax payment after debt settlement

Taxes on Debt Settlement

By Sarah Brady | July 13, 2023

When you have accumulated overwhelming amounts of debt and use debt settlement to pay them off, that should make the pesky old bills go away for good … right? Not…

Man sitting at computer trying to decide if debt consolidation is a good idea

The Pros and Cons of Debt Consolidation

By Michael Knisley | November 22, 2022

When your resources are stretched thin, paying the bills can feel like a game of financial Whac-A-Mole. The due dates seem to come at you from everywhere and all at…

How to Consolidate Debt Without Hurting Your Credit Score

How to Consolidate Debt Without Hurting Your Credit Score

By Maureen Milliken | November 16, 2022

If your debt is out of hand, you’re not alone. America’s household debt is steadily increasing, up to a record $16 trillion in 2022. Credit cards are a big part…

Rocket Loans Logo

Rocket Loans

By Bents Dulcio | July 13, 2022

Rocket Loans has built its reputation on fast loans (that’s where Rocket comes in), while being a pioneer in online loan applications and funding. Rocket Loans, a subsidiary of Rocket…

Senior couple researching their debt consolidation options on the computer

Debt Consolidation for Seniors

By Sarah Brady | June 30, 2022

Senior adults are carrying more debt than ever before. In the past, it was common for U.S. adults to reduce their debts as they aged, but in recent decades this…

PenFed Credit Union Logo


By Bents Dulcio | May 12, 2022

When high-interest credit card debt throws a wrench in your cash flow, a debt consolidation loans can help smooth things out. Credit unions can be a good solution for some…

Upgrade debt consolidation logo


By Bents Dulcio | April 24, 2022

Upgrade was started in 2016 by Lending Club founder Renaud Laplanche, and it uses the marketplace model that Lending Club used when it began. This means it’s not a bank.…

Best Egg logo

Best Egg

By Bents Dulcio | March 10, 2022

Best Egg promotes its model as a way to secure your nest egg with quick and efficient online financing. It offers debt consolidation loans between $2,000-$50,000 with terms of 36-60…