Category:
Debt Help

Woman holding nonprofit sign

Nonprofit Debt Settlement

By Bill Fay | September 21, 2021

Would you be able to pay off your credit card debt, if creditors forgive 40% to 50% of your debt? And agreed to those numbers up front without negotiating? And…

Happy Money logo

Happy Money

By Bents Dulcio | September 17, 2021

The Payoff Loan is the debt consolidation loan product of financial wellness company Happy Money, which changed its name from Payoff. The company “is on a mission to develop and…

Paperwork to refinance debt for consolidation

Refinancing Mortgage for Debt Consolidation

By Max Fay | June 3, 2021

Debt consolidation through a refinanced mortgage is an attractive and beneficial way to pay off loans and eliminate high-interest debt. The prime factor for qualifying for debt consolidation refinancing is…

Street sign with debt consolidation or balance transfers

Should You Use Debt Consolidation Loans or Balance Transfer Cards?

By Max Fay | March 8, 2021

If the size and complexity of your debt is bothering you, trust your instincts. Yes, you ought to consider consolidating that debt to make it more manageable. There is good…

Man checking credit score after consolidating credit

How Does Debt Consolidation Affect Your Credit?

By Maureen Milliken | February 9, 2021

You want to get out from under that mountain of debt, but you are worried that consolidating your debts will hurt your credit. It’s a valid concern. You want to solve…

Clipboard with notes on DIY debt settlement

DIY Debt Settlement

By Luke Fay | February 3, 2021

Debt settlement is a financial agreement where the lender agrees to accept a lump-sum payment from the borrower to settle an outstanding debt. The payment is for a significantly lower…

Wells Fargo

By Bents Dulcio | January 13, 2021

Borrowers who are in over their heads with high-interest credit cards and spiraling finances looking to consolidate debt often turn to startup online lenders and fintech companies for a solution.…

Upstart debt consolidation loan logo

Upstart

By Bents Dulcio | January 11, 2021

Upstart is an online loan marketplace that uses artificial intelligence to assess a creditor’s risk, a big departure from the traditional credit score model. The company says AI makes affordable…

Prosper debt consolidation logo

Prosper

By Bents Dulcio | January 11, 2021

In 2005, Prosper was the first company to bring lending to the peer-to-peer (P2P) marketplace. P2P marketplaces (i.e. Airbnb, Uber) offer individuals a place to exchange goods and services. Think…

National Debt Relief debt settlement logo

National Debt Relief

By Bents Dulcio | January 8, 2021

The deeper you sink into debt the harder it is to reclaim a sense of financial stability. If you’re drowning in high-interest credit card debt and have unpaid bills in…