Category:
Debt Help

Senior couple researching their debt consolidation options on the computer

Debt Consolidation for Seniors

By Sarah Brady | June 30, 2022

Senior adults are carrying more debt than ever before. In the past, it was common for U.S. adults to reduce their debts as they aged, but in recent decades this…

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Penfed

By Bents Dulcio | May 12, 2022

When high-interest credit card debt throws a wrench in your cash flow, a debt consolidation loans can help smooth things out. Credit unions can be a good solution for some…

Upgrade debt consolidation logo

Upgrade

By Bents Dulcio | April 24, 2022

Upgrade was started in 2016 by Lending Club founder Renaud Laplanche, and it uses the marketplace model that Lending Club used when it began. This means it’s not a bank.…

Best Egg logo

Best Egg

By Bents Dulcio | March 10, 2022

Best Egg promotes its model as a way to secure your nest egg with quick and efficient online financing. It offers debt consolidation loans between $2,000-$50,000 with terms of 36-60…

Cutting a credit card with scissors

How to Pay Off That Pandemic Credit Card Debt

By Guest Author | November 22, 2021

Credit card use has increased as the nation continues to work its way out of the pandemic. According to the Federal Reserve Bank of New York, credit card bills rose…

Woman holding nonprofit sign

Nonprofit Debt Settlement

By Bill Fay | September 21, 2021

Would you be able to pay off your credit card debt, if creditors forgive 40% to 50% of your debt? And agreed to those numbers up front without negotiating? And…

Happy Money logo

Happy Money

By Bents Dulcio | September 17, 2021

The Payoff Loan is the debt consolidation loan product of financial wellness company Happy Money, which changed its name from Payoff. The company “is on a mission to develop and…

Paperwork to refinance debt for consolidation

Refinancing Mortgage for Debt Consolidation

By Max Fay | June 3, 2021

Debt consolidation through a refinanced mortgage is an attractive and beneficial way to pay off loans and eliminate high-interest debt. The prime factor for qualifying for debt consolidation refinancing is…

Street sign with debt consolidation or balance transfers

Should You Use Debt Consolidation Loans or Balance Transfer Cards?

By Max Fay | March 8, 2021

If the size and complexity of your debt is bothering you, trust your instincts. Yes, you ought to consider consolidating that debt to make it more manageable. There is good…

Man checking credit score after consolidating credit

How Does Debt Consolidation Affect Your Credit?

By Maureen Milliken | February 9, 2021

You want to get out from under that mountain of debt, but you are worried that consolidating your debts will hurt your credit. It’s a valid concern. You want to solve…