Category:
Credit
The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…
Repaying student loans can get complicated quickly. Which repayment program do you sign up for? Could you be eligible for forgiveness? Is there a penalty for repaying loans early? No,…
Paying down a credit card balance has never been harder. That’s because interest rates have never been higher. The average credit card interest rate rose to 22.8 % in 2023,…
Just making a phone call or clicking a link online to a credit counseling or credit repair company should make you feel like you’re one step closer to putting your…
We are never too old to learn a thing or two about how to manage our finances. In fact, the older we get, the more important it is that we…
If your credit card debt is out of hand, don’t despair … you’ve got plenty of company. By the end of 2024, total household debt in the U.S. was $18.04…
Debt consolidation provides a solution to those dealing with the stress and financial fatigue caused by overspending with credit cards. If you’re using credit cards while struggling to make even…
Credit card balances can add up quickly, often causing the monthly minimum payment to skyrocket. If you can only afford to pay the minimum monthly payment on your credit card…
If you’ve fallen behind on your car payments, chances are other bills are stacking up as well. Taking the time to explore your options for eliminating debt now will save…
Disruptive events rarely wait until it’s convenient, and that’s doubly true for consumers whose credit scores have gone south. Nonetheless, there are moments when those with rocky credit histories absolutely…