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Unemployment Rises

Unemployment Rate Increases Despite Job Creation

By Bill Fay | August 13, 2012

Economists are increasingly optimistic this month as more than 163,000 new jobs were added to the American market in July, the highest figure in the past five months. This number…

arianna huffington post liberal consumer debt

Some Liberal Theories about Why America Has So Much Consumer Debt

By Katherine Pilnick | August 12, 2012

There’s no denying that a nationwide consumer debt crisis continues to wreak havoc on middle- and lower-class households. But those on opposing sides of the political spectrum disagree about how…

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Senior Citizens Strapped with Stifling Debt

By Bill Fay | August 10, 2012

Over the past few years, millions of older Americans have found themselves in a much more challenging financial position than they ever imagined. The American Dream, which once included a…

conservative heritage foundation debt report

Some Conservative Theories on Why America Has So Much Consumer Debt

By Katherine Pilnick | August 10, 2012

Conservatives and liberals agree that high levels of national consumer debt continue to deter financial freedom and stifle the economy as a whole. But those with opposing political views disagree…

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Payroll Tax Cut Set to Expire at the End of 2012

By Bill Fay | August 8, 2012

Millions of Americans may be taking home a few less dollars next year, as a major tax cut may soon disappear. The payroll tax break, first enacted in 2010 by…

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Americans’ Median Net Worth Drops 40 Percent

By Bill Fay | August 3, 2012

What a difference a few years can make in the typical American household. The Federal Reserve recently announced that the median U.S. household lost nearly 40 percent of its wealth…

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Fannie Mae, Freddie Mac Reject Principal-Reducing Mortgage Bailouts

By Bill Fay | August 1, 2012

Homeowners facing potential foreclosure with mortgages backed by Fannie Mae and Freddie Mac will not be getting any principal-reduction bailouts, based on a decision announced this week by the Federal…

Credit card

Capital One to Pay $210 Million in Refunds to Credit Card Customers, Fines

By Bill Fay | July 26, 2012

More than 2 million Capital One credit card customers can expect to receive money back this year after a recent investigation completed by the Consumer Financial Protection Bureau (CFPB) revealed…

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Credit Reporting Agencies Soon to Gain Federal Oversight

By Bill Fay | July 25, 2012

After years with little or no oversight, more than 30 U.S. consumer reporting firms will fall under the eye of the Consumer Financial Protection Bureau (CFPB) starting September 30. It…

debt collector

Abusive Debt Collectors on the Rise

By Bill Fay | July 24, 2012

Between mortgages, home equity loans, credit cards and hospital bills, millions of Americans are said to be living on the financial edge, deep in debt. Companies and banks, frustrated with…

Sources:

  1. Kurtzleben, D. (2012, August 3). Hiring Increases, But Jobless Rate Inches Up to 8.3 Percent. Retrieved from: http://www.usnews.com/news/articles/2012/08/03/hiring-increases-but-jobless-rate-inches-up-to-83-percent-in-july?s_cid=related-links:TOP
  2. Rugaber, C. and Wiseman, P. (2012, August 3). US Hiring Picked up in July; So Did Unemployment. Retrieved from: http://abcnews.go.com/Business/wireStory/us-hiring-picks-july-163000-jobs-added-16923135
  3. Sherter, A. (2012, August 3).Job-creation picks up steam in July. Retrieved from: http://www.cbsnews.com/8301-505123_162-57486029/job-creation-picks-up-steam-in-july/