About Debt.org
Debt.org is America’s Debt Help Organization, serving the public with thorough and accessible information on financial well-being. We strive to help people in all stages of life, from college, through buying or selling a home, and into retirement. We are a for-profit company owned by Pen and Paper Financial. The content on Debt.org and our services are designed for anyone who wants a sound financial future, wants to get out of debt or wants to stay out of debt. Our goal is to be the only debt and financial resource you need.
What We Do
We provide a range of free resources, informative articles and tools for readers. These help us create awareness for the products and services we offer. We provide unparalleled content about a range of topics, such as reducing debt, finding student loans, maneuvering through real estate transactions and planning for retirement. In addition to our comprehensive site, we offer services to ensure that readers’ financial needs are met. Those services include programs for debt consolidation, debt management and student loan consolidation. We work one-on-one with consumers to get them out of debt and keep them in the clear.
View Our ServicesHow We Help
We offer free individualized debt consultations to help you discover ways to manage and eliminate your debt. When you contact us by phone or through our website, we work with you one-on-one to review your financial situation. We then suggest a debt reduction strategy based on your unique needs. When you decide one or more of our services plans are right for you, we become the advocate to help you organize your finances for a debt-free life. Often times, we go to bat on your behalf and negotiate with creditors to get your debt to a level you can manage.
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Meet Our Team
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Al Krulick
Content Writer
Al Krulick is an award-winning journalist and IAPDA-Certified Debt & Credit Counseling Specialist with more than 15 years of writing experience. Although writing is his latest venture, he has a multifaceted background and holds a B.A. in theater from SUNY Binghamton.
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Bill Fay
Content Writer
Bill Fay is an award-winning writer with more than two decades of experience in the areas of news, sports and public policy. Bill has a mass communications degree from the University of South Florida.
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Greg Dion
Debt Specialist Manager
Greg Dion has been in the banking and finance industry for the past 13 years and has held both a real estate and mortgage broker license. Through his extensive financial experience, Greg has found his home helping consumers manage their money and work towards financial freedom.
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Claire Knudsen
Online Content Contributor & Social Media Brand Manager
Claire joined Debt.org in January 2013. She graduated from the University of Maryland in 2011 with a degree in Broadcast Journalism. In her spare time, she is a freelance writer and reporter while sharing her passion for healthy living and fitness.
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Jon Robinson
Director of Operations
Jon Robinson oversees all operations for Debt.org. He has a degree in Communications from The University of Michigan and a strong entrepreneurial background as an owner-operator of multiple restaurants and start-up businesses. He enjoys blogging about trending financial topics.
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Cecillia Barr
Online Content Contributor & Social Media Specialist
Cecillia is pursuing two degrees at the University of Central Florida. She hopes to help educate individuals on how to become debt-free and financially independent by spreading awareness and information through Debt.org.
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Mike Postorino
Financial Advocate Manager
Michael has a degree in Business Administration from St. Petersburg College. As an experienced advocate, he enjoys helping anybody who has financial difficulties. He hopes his contributions with Debt.Org will encourage individuals to make wise financial decisions.
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Vince Ramos
Consumer Financial Advocate
Vincent Ramos holds a degree in health administration from the University of Central Florida. He has been a consumer advocate for two years and hopes his continued work at Debt.org will help individuals make informed decisions for a sound financial future.
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Mickey Colon
Consumer Financial Advocate
Mickey Colón has a business degree from Miami Dade College and has more than two years of experience working as a consumer advocate. He hopes his contributions to Debt.org will educate individuals on personal finance issues.
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Debtonator
Destroyer of Debt
Debtonator is a state-of-the-art robot with the sole purpose of helping people take back their financial freedom. Debtonator has teamed up with Debt.org to arm people with practical financial advice in the war against debt.
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Nick Hare
Consumer Financial Advocate
Nick is currently pursuing a degree from the University of Central Florida. With over three years of experience working as a consumer advocate he aims to help individuals with their issues regarding personal finance.
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Andres Riobueno
Consumer Financial Advocate
Andres holds a degree in Sport Management from Webber International University. He is currently working on his MBA at Florida Southern College. He hopes his financial knowledge will help students understand their finances better and avoid serious debt in the future.
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