See what debt-free feels like

Get Help With Your Debt
Family Background

We've got your back, financially speaking

Useful financial information for your life

Browse through our site for articles, blogs, infographics and statistics about student loans, credit cards, small business and more.

Tips, tools, calculators and more

Our handy tools and expert tips can help you understand and manage your personal finances from budgeting to paying bills.

Who We Are

Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.

Get to Know Us

The information you need to navigate your financial future

We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement. In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.

Eliminating your debt just got easier

Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you. These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.

  • Debt Settlement

    Debt Settlement & Consolidation

    Save money by settling or consolidating your debt. Debt settlement is the process of negotiating with one or more creditors to reduce the balances owed by debtors. Debt consolidation can lower interest rates and monthly payments, protect your credit rating and help you get out of debt faster.

    GET HELP NOW or Learn More

  • Tax Relief

    Tax Negotiation & Mediation

    Many individuals and families cannot afford to pay their income tax bill. If you find yourself in this situation, you have options that may be able to ease your financial burden. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.

    GET TAX HELP NOW or Learn More

  • Student Loan Debt Help

    Student Loan Consolidation

    Reduce monthly payments and extend lending time by consolidating your student loan. Student Loan Consolidation is available to help students reduce unmanageable education debts by combining all of their outstanding loans into a single loan.

    Consolidate Your Student Debt or Learn More

What People Have To Say About Us

“The program they came up with is not an undue hardship. I can handle it easily. But the big thing is, I’m in control of my life again and it feels really good.”

Robert Jordan

Orlando, Florida

Tips, tools and more to keep you in the know about your money

Understanding personal finance and debt isn’t easy, but these tools can help you navigate complicated terminology and understand your credit score, among other helpful tips.

See how good your credit score is

Select your 3-digit score to learn how lenders see your credit score range and what you can do to improve it.

Review common financial terms

A comprehensive glossary of common terms you’ll find when reading about financial processes.

Get a crash course on how to get out of debt

Read how tracking spending, paying down credit cards and consolidation can reduce your debt load.

Recent News

empty desks in front of chalkboard

Student Loan Issue Continues To Make News Over Summer

When the bell rings to start a new school year, college students, especially the 70 percent...

scam

Alleged Student Loan Debt Scams Face Lawsuits

Another round of alarms sounded in the trillion-dollar student loan crisis when the Illinois...

student loan debt

Student Loan Debt Relief Options

Consumer debt isn’t what it used to be in this country, with one very notable exception.

People...

Recent Blog Posts

Pencil erasing debt

Credit Counseling: How it Works

Compound interest is a powerful tool for building wealth. It’s also a devastating tool...

Ask the Debtonator

Ask the Debtonator: Obama Student Loan Forgiveness

The Debtonator has joined the staff at Debt.org and will monitor a question-and-answer...

college building

For-Profit Student Loan Debt and School Closure

Corinthian Colleges Announces Closure

For profit students with high student loan debt should...

Get Help Now

Overwhelmed with debt? You have options for lower monthly payments!

x