Category:
Personal Finance

Cut credit card

12 Easy Ways to Cut Your Expenses

By Maureen Milliken | September 4, 2020

Household debt in the U.S. was a record $14.20 trillion for the first quarter of 2020, which seems like a lot of debt and it is. If you stacked that…

Teenager driving a car with his dad

Adding a Teenager to Your Car Insurance Policy

By Max Fay | July 2, 2020

Teens see a driver’s license as a ticket to adulthood and adventure while their parents likely view it as a torpedo aimed at their household budget. The cost of adding…

Image of the stimulus COVID-19 relief check distributed by President Trump

Stimulus Checks for COVID-19 Relief

By Bill Fay | July 1, 2020

The phrase “stimulus check” is second only to “coronavirus” or “COVID-19” as something to talk about these days and people are definitely talking. About 159 million Americans have received the…

Image of a new credit report

How the New FICO Credit Scoring System Will Affect You

By Bill Fay | January 29, 2020

The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…

Cell phone receiving call from a scammer

How to Stop and Report Phone Call Scams

By Bents Dulcio | December 12, 2019

Scamming people over the phone has become a low-risk, inexpensive and lucrative past-time for crooks and con-artists. Consumers reported losses of more than $285 million in November of 2019, according…

Sign that says habits that create wealth with money background

These 7 Habits Will Help You Become Rich

By Bill Fay | November 6, 2019

Humans are creatures of habit, and a lot of us creatures are in debt. What habits got us there? How did we fall into a life of anxiety over credit…

Chalkboard with graph of rising credit card rates

Why Credit Card APR’s Are Rising, Despite Fed’s Third Rate Cut of 2019

By Bents Dulcio | November 4, 2019

Typically, a decrease in the federal funds rate means your credit card APR should fall as well, but that’s not what is happening lately in the U.S. economy. Banks have…

Pay Car Insurance

What to Do If You Can’t Afford Car Insurance

By Bents Dulcio | September 19, 2019

For most Americans, going carless is unthinkable. You need one to buy groceries, take kids to school, visit a doctor’s office and see friends and family from time to time.…

TV Remote Pointing At Television

I Can’t Pay My Cable Bill: What To Do

By Max Fay | March 12, 2019

Another month, another budget-crippling cable bill. When will it ever stop? The average cable bill is now $103.15 a month and is increasing year after year, despite more competition. What…

People sitting at computers and tablets looking up personal loans to submit an application

Personal Loans on the Rise

By Bill Fay | October 17, 2018

The loan business is getting personal. We’re talking personal loans, and they are exactly what they sound like. You borrow money from a lending institution and pay it back. The…