The Latest Debt & Finance Blog

Illustration of bank providing relief for covid-19

Credit Card Relief for COVID-19

By Maureen Milliken | May 26, 2020

As the COVID-19 crisis drags on and unemployment spikes to unprecedented levels in the U.S., individual debt burdens can feel more overwhelming than ever. On top of it, as many…

Man contemplating loans during COVID-19

COVID-19 Loans: What Are Your Options?

By Maureen Milliken | May 18, 2020

With a stunning 36.5 million and counting Americans out of work because of the COVID-19 pandemic, there are a lot of people scrambling to pay their bills until they have…

Business with closed sign applying for paycheck protection program

Paycheck Protection Program

By Bill Fay | May 2, 2020

While Governors in several states are trying to crack open the door on the shuttered U.S. economy, the news from two key elements of a would-be revival – employment and…

Megaphone shouting "We're Hiring!"

Companies Hiring During the Coronavirus, COVID-19 Pandemic

By Maureen Milliken | March 27, 2020

Americans suddenly out of work because of COVID-19 are filing for unemployment in unprecedented numbers, but a bright spot on the employment front is that some businesses are hiring, both…

Fact or Fiction: Debt Relief in the Time of Coronavirus

Fact or Fiction: Debt Relief in the Time of Coronavirus

By Bill Fay | March 20, 2020

Truth, they say, is the first casualty of war. And on March 13, President Donald Trump put America on a war footing. We’re coming for you, coronavirus. Speaking from the…

How to get out of debt in 2020

How to Get Out of Debt in 2020

By Bill Fay | February 24, 2020

Surveys show most Americans will make a resolution to get out of debt in 2020. Surveys also show most Americans will fail miserably. If you want to get out of…

Image of a new credit report

How the New FICO Credit Scoring System Will Affect You

By Bill Fay | January 29, 2020

The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…

Piggy bank wrapped in Christmas lights

How to Stay Out of Debt During the Holidays

By Bill Fay | December 4, 2019

Tempted to spend lavishly and spontaneously this holiday season? Looking for someone to blame? Leave the three wise men out of it. Yes, they launched the tradition of bestowing expensive…

Chalkboard with graph of rising credit card rates

Why Credit Card APR’s Are Rising, Despite Fed’s Third Rate Cut of 2019

By Bents Dulcio | November 4, 2019

Typically, a decrease in the federal funds rate means your credit card APR should fall as well, but that’s not what is happening lately in the U.S. economy. Banks have…

Pay Car Insurance

What to Do If You Can’t Afford Car Insurance

By Bents Dulcio | September 19, 2019

For most Americans, going carless is unthinkable. You need one to buy groceries, take kids to school, visit a doctor’s office and see friends and family from time to time.…

Sources:

  1. N.A. (2020, May 10) Credit Card Debt During Coronavirus: Relief Options and Tips. Retrieved from https://www.consumerfinance.gov/about-us/blog/credit-card-debt-during-coronavirus-relief-options-tips/
  2. Adams, D. (2020, April 3) Master List of Credit Card Issuer COVID-19 Policies. Retrieved from https://www.forbes.com/sites/advisor/2020/04/03/master-list-of-credit-card-issuer-covid-19-policies/#5127ca237603
  3. Markowitz, A. (2020, May 5) AARP Answers: Your Credit Cards and the Coronavirus. Retrieved from https://www.aarp.org/money/credit-loans-debt/info-2020/credit-cards-coronavirus-faq.html
  4. Miller, J. (2020, May 18) Financial Services COVID-19 Pulse Survey May 15-17 Update, retrieved from https://discover.jdpa.com/jdpower-covid19-research