Mom or Dad were good at saying vague things like “Don’t bite off more than you can chew,” or “Your eyes are bigger than your stomach.” Or specific things like, “Double cheese fries and 64 ounces of Mountain Dew … really?”But it turns out ...

If you’ve got debt in America, you’ve got company. A new study reveals that 80.9% of baby boomers, 79.9% of Gen Xers, and 81.5% of millennials are carrying credit card debt and that can invite chaos into an orderly life.We might as well run up a red ...

Bankruptcy is a life-changing experience, but if you want it to be a positive one, it’s best to know what NOT to do before filing.Too many consumers attempt to skirt bankruptcy laws by trying to hide or give away assets that should be part of their ...

If the pile of bills you’re dealing with from credit card companies has grown out of control, it might be time to consider a debt consolidation loan.In many cases, it could be the best way to pay off what you owe while lowering the interest rate and ...

People with bad credit used to despair about their chances of getting a loan, but those days may be over.The marketplace for lending is so crowded with opportunities that it’s not only possible, but quite probable that you can borrow money, even with ...

Interest rates are going up, so it’s time to seriously consider refinancing your home loan. Or if you want to buy a house, it would be wise to seriously consider doing it soon.How seriously? Consider this example and hold onto your wallet.The median ...

If you’re looking for a way out of debt, chances are good you’ve come across the term “debt consolidation” and chances are just as good that everyone you talk to has a different opinion about it.The simple truth is that debt consolidation most ...

As the cost of college skyrockets, students are searching for ways to cut expenses. A good place to look is on their dinner plates.Food expenses can wreck a budget if a busy student eats out regularly. What might surprise you is how much a student spends ...

The decision to get yourself out of debt is a life changer, if you are willing to make the necessary commitment that goes with that.You can learn how to get out of debt and how to avoid the mistakes that could torpedo the whole thing.Getting out ...

The holiday season ended months ago, but it is far from a distant memory for millions of credit card holders, who are still paying for it.American consumers spent a record $692 billion dollars during the 2017 holiday season, but less than half of them say ...