Interest rates are going up, so it’s time to seriously consider refinancing your home loan. Or if you want to buy a house, it would be wise to seriously consider doing it soon. How seriously? Consider this example and hold onto your wallet. The median ...

If you’re looking for a way out of debt, chances are good you’ve come across the term “debt consolidation” and chances are just as good that everyone you talk to has a different opinion about it. The simple truth is that debt consolidation most ...

As the cost of college skyrockets, students are searching for ways to cut expenses. A good place to look is on their dinner plates. Food expenses can wreck a budget if a busy student eats out regularly. What might surprise you is how much a student spends ...

The decision to get yourself out of debt is a life changer, if you are willing to make the necessary commitment that goes with that. You can learn how to get out of debt and how to avoid the mistakes that could torpedo the whole thing. Getting out ...

The holiday season ended months ago, but it is far from a distant memory for millions of credit card holders, who are still paying for it. American consumers spent a record $692 billion dollars during the 2017 holiday season, but less than half of them say ...

Millions of Americans are getting buried in debt, literally. A shocking number are dying with unpaid mortgages, car loans, student loans and credit cards. It’s shocking in the sense that half of those people would be stunned to find out they’re going ...

Military veterans are more likely to suffer through credit problems, underwater mortgages and late house payments than the civilian population. Those are some of the findings from a 2017 analysis funded by the FINRA Investor Education Foundation, an ...

Would you like to save an extra $1,000 in 2018? Maybe you should eliminate that latte on the way to work. How about earning an extra $3,000? That can easily happen by having your hobby work for you. Interested in putting $5,000 into the bank? Would you ...

In the words of rapper/philosopher Jay Z: “You can’t knock the hustle.” Millennials are having to hustle to pay their student loan debt. Over 44 million American have student loan debt, and the average Millennial who graduated in 2016 owes $37,172. ...

When it comes to reducing expenses, a lot of people are like Darwin’s Ape. That’s a famous sculpture of an ape sitting on a stack of books and holding a human skull. It is scratching its chin and staring at the skull, seemingly perplexed at what this ...