Graduation cap on stack of money

Should You Use Annuity Cash to Pay Off Student Loans?

Student loan debt won't disappear on its own. Loan servicers with a court order can actually take money from your paycheck if you don’t make payments or fail to ask for hardship consideration. Garnished wages could start eating into your budget and you ...

Man buying with cash instead of a credit card

Want To Reduce Credit Card Debt? Only Pay With Cash

I’m thinking about introducing “envelope accounting” to the Frugal Man’s family. You know that system: Assign an envelope to each item on your family’s monthly budget. Put the budget item’s name on the outside of the envelope and the amount of ...

mother's day on the cheap

Mother’s Day on the Cheap

Mother’s Day was not invented by greeting card companies, restaurants, florists or jewelers. It only seems that way. Julia Ward Howe, a peace activist, originated the idea in 1872 when she promoted “Mother’s Day For Peace” as a statement against ...

woman in despair over finances

Katy Learns the Cost of Financial Ignorance

Katy Royal didn’t know her credit score the day she went to a dealership to buy her first car. Truth is, she didn’t even know what a credit score was or what it meant. “Totally naïve,” Katy admitted. How naïve? Katy bought a car that ...

family vacation

How To Raise Money For Your Family Vacation

Want to put a smile on your face? Google images for summer vacations and take a look at what’s out there! Beaches, mountains, water parks, national parks, white-water rafting, arts and crafting, hiking trails, biking trails, historic sites … the list ...

mobile phone

Five Mobile Phone Lines for $150 per Month: It’s Possible

In the summer of 1985, I was a sports writer in Tampa and an athlete I used to write about invited me to lunch to discuss a new professional summer basketball league. He wanted to introduce me to the team owner, about whom he bragged: “This guy is a ...

Fan receives large check from super-star to help pay their student loans.

Taylor Swift Sends Check to Fan to Help With Student Loans

It pays to be a Taylor Swift fan. The music super-star recently sent a super fan a large check to help pay off her student loans.  A woman named Rebekah Bortnicker posted on social media about the burden of having to pay back her student loans. The ...

frugal beach wedding

Married On A Monday: A Wedding You Can Afford

Billy Sexton is not a frugal man. In fact, he chuckles at the idea of cutting corners to save money. “I’m the guy who believes you get what you pay for,” Sexton said. “I’m not out shopping every week, but I do like the latest and greatest ...

holiday deal sign

Ignore Monthly Bills At Your Own Risk During Holiday Season

Get ready America, the Holiday Shopping Circus is rolling into your town again this year and no one is immune from the excitement it generates. Least of all someone with a credit card. Whether it’s early-bird specials on big-screen televisions or deep ...

mobile phone and money

Fact Is, Opinions Don’t Say Much In Cellphone Argument

What settles arguments in your house: Facts or opinion? That seems like a loaded, but relatively easy question. Facts win, right? Well, sometimes. A study by Dartmouth College suggested that using facts – researched credible evidence that proves the ...

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