The Latest Debt & Finance Blog
Surveys show most Americans will make a resolution to get out of debt in 2020. Surveys also show most Americans will fail miserably. If you want to get out of…
The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…
Tempted to spend lavishly and spontaneously this holiday season? Looking for someone to blame? Leave the three wise men out of it. Yes, they launched the tradition of bestowing expensive…
Typically, a decrease in the federal funds rate means your credit card APR should fall as well, but that’s not what is happening lately in the U.S. economy. Banks have…
For most Americans, going carless is unthinkable. You need one to buy groceries, take kids to school, visit a doctor’s office and see friends and family from time to time.…
Lawmakers, economists and activist all have made headlines debating solutions to the $1.6 trillion student debt crisis burdening the lives of 44 million Americans. Some plans go as far as…
Americans are taking on ever larger debt loads as they struggle to maintain living standards. They are borrowing more on their credit cards, taking on a soaring levels of student…
With Donald Trump being credited or blamed for virtually every imaginable good or ill (depending on the observer, of course), we in the world of personal finance and debt management…
The U.S. economy might be bustling for civilians, but not all active enlisted members of the military are thriving in it. More than one-third of enlisted military members do not…
Security breaches have become so commonplace in the United States that news around them barely causes a ripple these days. Even if it’s news that provides consumers an extra layer…
Sources:
- Singletary, M. (2019, February 21) Does America Have a Savings Crisis? Retrieved from https://www.washingtonpost.com/business/2019/02/21/does-america-have-savings-crisis/
- N.A. (2012, February 23) APA report: Lack of willpower may be obstacle to improving personal health and finances. Retrieved from https://www.apaservices.org/practice/update/2012/02-23/willpower
- N.A. (ND) The resolution solution: Longitudinal examination of New Year's change attempt. Retrieved from https://www.sciencedirect.com/science/article/pii/S0899328988800166?via%3Dihub