Category:
Students

Table with school supplies scattered and sticky note that says Fafsa Pell Grant

Pell Grants

By Bill Fay | June 16, 2017

A Pell Grant is the gold-plated financial award at colleges and universities for a lot of reasons, the most obvious one being it is money for tuition, room and board that doesn’t…

There are many different types of educational scholarships that you can use to aid in your journey

Scholarships & Grants for College Students

By Max Fay | June 15, 2017

When an 18 year old is concerned about budgeting, you know the cost of college tuition is getting out of hand. A new survey conducted by the Princeton Review says…

Over 4 million Americans have defaulted on their student loans. Here are some ways to take control of your student loans.

Using Rehabilitation Loans for Student Loan Default

By Bill Fay | May 20, 2017

Tens of millions of Americans struggle with a mountain of student loan debt and each year huge numbers simply stop making payments and end up in default. That is a…

Flow chart showing different branches of student loan repayment options

Income-Based Repayment (IBR) Plan for Federal Student Loans

By Max Fay | May 18, 2017

For many college graduates, finding a way to pay off student loans is just as difficult as finding a job right out of school. The average amount that borrowers owed…

If you are facing a partial financial hardship, this plan offers you the lowest monthly payment amount of the repayment plans based on your income

Pay As You Earn Student Loan Repayment (PAYE)

By Bill Fay | May 17, 2017

The Pay As You Earn (PAYE) program, one of four Income-Driven Repayment plans (IDRs) for student loan debt offered by the federal government, was created as a lower-cost alternative for…

vector illustration of public service icons for managing and city administration concepts in circles network shape design

Public Service Loan Forgiveness

By Bill Fay | April 25, 2017

The Public Service Loan Forgiveness program was created in 2007 to offer federal student loan borrowers an incentive to choose careers in government, public service and nonprofits. And with that…

Empty College Classroom Blurred

Students & Debt

By Bill Fay | April 16, 2017

TOTAL U.S. STUDENT DEBT $0 Trillion STUDENT DEBT ACCRUED EVERY SECOND $0 AVERAGE STUDENT DEBT 2017 $0 Financial Aid & Student Loans The average college tuition cost ranges from $9,410…

FAFSA Benefits Students

Changes to FAFSA Benefits Students

By Max Fay | October 25, 2016

You’re a college student, and life feels grand. You have your classes picked out for next semester, and you’ve signed a lease through next year. Everything is falling into place.…

Before you graduate you need to make a plan on how you will pay back your student loans

How to Pay Back Your Student Loans

By Max Fay | November 18, 2015

Paying back student loans has become a challenge for more and more Americans each year. The cost of college has increased more than 135%, or about 2.3 times, between 1963…

Graduation with many happy students

Attention 2015 college graduates: You just started a six-month grace period. Most of you, anyway.

By Bill Fay | June 5, 2015

There are approximately 2.8 million college graduates this year and 75 percent of them – 2.1 million people – borrowed an average of $35,000 to pay for that diploma. That…