Category:
Students

Merit-Based Scholarships & Grants

By Max Fay | August 8, 2017

Merit-based scholarships could be the most misunderstood aspect of college financial aid, based on the common misconceptions that: Only straight-A students qualify Only a few of the straight-A students actually get…

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Millennials Using Side Jobs to Pay Off Debt

By Max Fay | August 2, 2017

In the words of rapper/philosopher Jay Z: “You can’t knock the hustle.” Millennials are having to hustle to pay their student loan debt. Over 44 million American have student loan…

Student loan repayment form on desk

Student Loan Repayment Plans

By Bill Fay | August 1, 2017

Choose Your Debt Amount Types of Repayment Plans Standard Extended Graduated Income-Based (IBR) Income-Contingent (ICR) President Obama’s Pay As You Earn Plan Perkins Loans & Private Loans If you have…

Illustration of 3 people standing atop of piles of books on laptops and looking at watch with growth arrow trending upwards in background

Managing Student Loan Debt

By Bill Fay | July 14, 2017

College graduation day is supposed to be fun, but it’s hard to celebrate when there is a hefty student loan debt attached to your diploma That is the grim reality…

What to do if you can't pay your student loans?

What to Do if You Can’t Pay Your Student Loans

By Bill Fay | June 30, 2017

Note: Payments for federal student loans are suspended through May 1, 2022 » More Information here: Student Loans Payments During Covid-19  The “honeymoon” phase for most college graduates lasts exactly six…

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Need-Based Scholarships & Grants

By Max Fay | June 27, 2017

Need-based scholarships and grants are exactly what their title indicates: money for students with a financial need. More than 85% of college students receive some form of financial aid so there is…

What is a Stafford Loan?

By Bill Fay | June 27, 2017

A Stafford Loan was provided by the federal government to help college and university students pay for their education. They were in use until July 1, 2010. None of these…

Table with school supplies scattered and sticky note that says Fafsa Pell Grant

Pell Grants

By Bill Fay | June 16, 2017

A Pell Grant is the gold-plated financial award at colleges and universities for a lot of reasons, the most obvious one being it is money for tuition, room and board that doesn’t…

There are many different types of educational scholarships that you can use to aid in your journey

Scholarships & Grants for College Students

By Max Fay | June 15, 2017

When an 18 year old is concerned about budgeting, you know the cost of college tuition is getting out of hand. A new survey conducted by the Princeton Review says…

Over 4 million Americans have defaulted on their student loans. Here are some ways to take control of your student loans.

Using Rehabilitation Loans for Student Loan Default

By Bill Fay | May 20, 2017

Tens of millions of Americans struggle with a mountain of student loan debt and each year huge numbers simply stop making payments and end up in default. That is a…